
Sold price · Closed Jul 2, 2026
Gallagher Shores
About this home
Freshly reduced price! Exceptional value in this beautifully maintained rambler in the heart of Ham Lake, offering the perfect balance of comfortable main-level living and expansive lower-level entertaining space. This inviting 5-bedroom, 3-bathroom home features 3 bedrooms on the main floor, including a spacious primary suite designed for everyday comfort and convenience. The main level offers 1,863 finished square feet with a thoughtfully designed layout and brand-new flooring throughout the kitchen, dining, and living areas. The kitchen is equipped with sleek black stainless steel appliances, a walk-in pantry, and seamless flow into the main living space. The living room is centered around a cozy electric fireplace with custom built-ins, creating the perfect setting for relaxing evenings at home. Main-floor laundry adds even more convenience to daily living. The fully finished walkout basement adds an additional 1,753 finished square feet and is built for entertaining. The lower level features 2 additional bedrooms, including one with an oversized closet, along with a full bathroom showcasing stylish tiled shower walls. The spacious family room includes a wet bar with rich knotty alder cabinetry and matching built-ins stretching across the entire wall, creating a warm and inviting atmosphere for gatherings, movie nights, or game days. Ceiling speakers are already roughed in for a future surround sound setup. Step outside and enjoy your own private backyard retreat. A generous 25' x 14' deck with low-voltage lighting on the posts and stairs leads down to a patio and fire pit area, perfect for entertaining or enjoying quiet summer evenings. Two wall-pack lights on the back of the home provide additional nighttime illumination. The yard also features an in-ground sprinkler system, two garden beds, and electrical roughed in for a future hot tub and detached garage. The oversized 3-stall garage includes a tandem third stall that extends an impressive 42 feet deep, providing tons of space for additional vehicles, storage, toys, or a workshop setup. Located in a highly desirable neighborhood just a short walk from McKinley Elementary School, this home combines thoughtful updates, functional living spaces, and incredible entertaining potential. From the upgraded finishes to the flexible layout and outdoor amenities, this move-in-ready rambler offers everything you need for modern living in one amazing package. Don’t miss your opportunity to call this stunning Ham Lake home your own.
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Home facts
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 3
- Bath breakdown
- 3 full
- Heating
- Forced Air, Fireplace(s)
- Cooling
- Central Air
- Appliances
- Air-To-Air Exchanger, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
Property
- Levels / stories
- One
- Garage
- 4 spaces · 34 X 24 · 1,182 sqft
- Parking features
- Attached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage, Tandem Garage
- Patio & porch
- Composite Decking, Deck, Front Porch, Patio
- Exterior features
- Stone, Vinyl
- Lot size
- 1.13 acres
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Poured Concrete · 1,813 sqft
- Roof
- Asphalt
- Year built
- 2019
Utilities
- Water
- Private, Well
- Sewer
- Mound Septic, Private Sewer
- Fuel
- Natural Gas
- Electric
- 200+ Amp Service
Community & HOA
- Subdivision
- Gallagher Shores
- HOA
- No HOA
- School district
- 11 - Anoka-Hennepin
- High school district
- Anoka-Hennepin
Financial & listing details
- Annual tax
- $5,688 (2026)
- Listed
- May 7, 2026
- Days on market
- 40 · 60 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
2046 162nd Avenue NE, Ham Lake, MN, 55304
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
