Sold / Closed
$625,000

Sold price · Closed Sep 3, 2026

$347/sqft

Kinneys Add

20441 493rd Lane, McGregor, MN, 55760
3  Bedrooms2  Bathrooms1,828  Square Feet0.281  Acres
Days on market21
Year built1982
Garage spaces2
TypeResidential
Est. $16,050buyer credit when you buy with SODL

About this home

Welcome to your adorable cottage in Davis Bay on Big Sandy! This 3 bedroom (2 in main cabin, 1 in bunkhouse), 2 bathroom home is the perfect place for your family and guests to relax and play. Upon arrival, you will truly appreciate the pride the sellers took in ownership. Outside, you will find the perfect garage for storing your lake toys or working on a project, along with a fenced-in courtyard and a charming bunkhouse which includes A/C and baseboard heat! You will enter the home on a deck that wraps around the home and overlooks the lake. Inside, the kitchen offers a true "wow" factor with its quartz countertops, marble backsplash and updated appliances. The living area and sunroom provide great space for relaxing or entertaining, all while taking in gorgeous lake views. The two bedrooms and a 3/4 bath are also on the main floor. The lower level offers more space for additional sleeping, a half bath, a built-in entertainment area and storage. This adorable cottage perched in the trees allows you to truly enjoy the best of Big Sandy living from the comfort of your screened-in porch, one of two decks, or sitting around the fire pit by the lake.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1982
LevelsOne
Living area1,828 sqft
Above-grade finished1,012 sqft
Below-grade finished816 sqft
Lot size0.281 acres (38x305x50x302)
Days on market21
ListedJul 9, 2026
MLS #NST7104346
CountyAitkin
SubdivisionKinneys Add
Parcel #291487100

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 3/4 / 1 half
Heating
Baseboard, Fireplace(s), Hot Water
Cooling
Wall Unit(s), Window Unit(s)
Appliances
Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 22x24 · 528 sqft
Parking features
Detached Garage, Concrete, Garage Door Opener
Patio & porch
Composite Decking, Deck, Enclosed, Other, Patio, Porch, Screened
Exterior features
Fiber Board
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 816 sqft
Roof
Asphalt
Year built
1982

Utilities

Water
Drilled, Well
Sewer
Mound Septic, Private Sewer
Fuel
Electric, Propane
Electric
Circuit Breakers

Community & HOA

Subdivision
Kinneys Add
HOA
No HOA
School district
4 - McGregor
High school district
McGregor

Financial & listing details

Annual tax
$2,184 (2026)
Listed
Jul 9, 2026
Days on market
21
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Finished, Full, Storage Space, Walkout
HeatingBaseboard, Fireplace(s), Hot Water
CoolingWall Unit(s), Window Unit(s)
Fireplaces2
LaundryIn Basement, Lower Level
AppliancesDisposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningLiving/Dining Room
AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Patio, Porch, Sun Room, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special featuresMain Floor Bedroom

Exterior & lot

ExteriorFiber Board
RoofAsphalt
FoundationBlock
Foundation area816 sqft
Patio/porchComposite Decking, Deck, Enclosed, Other, Patio, Porch, Screened
Lot featuresAccessible Shoreline, Tree Coverage - Medium
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well
SewerMound Septic, Private Sewer
FuelElectric, Propane

Parking & garage

ParkingDetached Garage, Concrete, Garage Door Opener
Garage spaces2
Garage size528 sqft

Financial details

Annual taxes$2,184
Tax year2026
Taxes w/ assessments2184
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District4 - McGregor
District number4
District phone2187682111
High schoolMcGregor
SODL flat fee brokerage
$16,050Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,050

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,731/mo
Principal & interest$3,337
Property taxes$182
Home insurance (est.)$212
%
$127,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20441 493rd Lane, McGregor, MN, 55760

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Listing information

MLS #NST7104346
StatusClosed
Last updatedSep 4, 2026, 2:56 PM
Originally listedJul 10, 2026, 12:00 AM
Listing officeKeller Williams Classic Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.