Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,956 (2025).

What school district is this property in?

This property is in the 625 - St. Paul school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 22 days.

Sold / Closed

$262,000

Sold price · Closed Jul 17, 2026

$211/sqft

Katharines Add

2042 Cottage Avenue E, Saint Paul, MN, 55119

2 Bedrooms2 Bathrooms1,274 Square Feet0.274 Acres

Days on market22

Year built1946

Garage spaces1

TypeResidential

Est. $5,070buyer credit when you buy with SODL

About this home

Welcome to this well-maintained 2-bedroom, 2-bath rambler situated on a spacious double lot in Saint Paul. This home offers a great combination of comfort, updates, and outdoor space. Major improvements include a new roof in 2022, furnace in 2020, newer water heater, a new stove in 2026, and a radon mitigation system in 2020 for added peace of mind. Enjoy outdoor living on the new composite deck overlooking the fully fenced backyard perfect for pets, entertaining, or relaxing evenings at home. The lower-level features additional living space, storage, laundry and a high-end custom closet system, adding exceptional organization and functionality. This property is ready to welcome you home.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1946

LevelsOne

Living area1,274 sqft

Above-grade finished979 sqft

Below-grade finished295 sqft

Lot size0.274 acres (94x126)

Days on market22

ListedMay 14, 2026

MLS #NST7067507

CountyRamsey

SubdivisionKatharines Add

Parcel #232922420098

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 2 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One
Garage: 1 space · 322 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener
Patio & porch: Composite Decking, Deck
Exterior features: Vinyl
Fencing: Chain Link, Full

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Other · 979 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1946

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric, Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Katharines Add
HOA: No HOA
School district: 625 - St. Paul
High school district: St. Paul

Financial & listing details

Annual tax: $3,956 (2025)
Listed: May 14, 2026
Days on market: 22
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths2

Half baths0

1/4 baths0

BasementFull, Partially Finished, Storage Space

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Dryer, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningBreakfast Area, Eat In Kitchen, Informal Dining Room, Living/Dining Room

AmenitiesDeck, Hardwood Floors, Main Floor Primary Bedroom, Tile Floors

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationOther

Foundation area979 sqft

Patio/porchComposite Decking, Deck

Lot featuresPublic Transit (w/in 6 blks)

Road frontageCity Street, Curbs, No Outlet/Dead End, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener

Garage spaces1

Garage size322 sqft

Financial details

Annual taxes$3,956

Tax year2025

Taxes w/ assessments3956

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District625 - St. Paul

District number625

District phone6517678100

High schoolSt. Paul

SODL flat fee brokerage

$5,070Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,070

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,833/mo

Principal & interest$1,414

Property taxes$330

Home insurance (est.)$90

Down payment

$53,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.