Listed at
$299,000
$203/sqft

204 Goldfinch Lane

204 Goldfinch Lane, Clearwater, MN, 55320
2  Bedrooms2  Bathrooms1,475  Square Feet0.1  Acres
Days on market75
Year built2005
Garage spaces2
HOA / month$165
TypeResidential
Est. $5,970buyer credit when you buy with SODL
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About this home

Enjoy effortless living in this beautifully updated patio home offering comfort, convenience, and quality all on one level. Nestled within a quiet association, this 2 bedroom, 2 bathroom residence spans 1,475 square feet and has been thoughtfully enhanced since 2021 with stylish upgrades and modern finishes throughout. Step inside to find fresh flooring and paint that create a warm, inviting atmosphere, complemented by updated appliances that make everyday living a breeze. The spacious layout is designed for both relaxation and functionality, with seamless flow between the living, dining, and kitchen areas. This home is equipped for year-round comfort with in-floor heat powered by a newer boiler installed within the last two years, along with the added benefit of a forced air furnace and central A/C for complete climate control. Durable steel siding adds to the home’s low-maintenance appeal, while the association takes care of road maintenance, trash service, and even internet, allowing you to enjoy a truly simplified lifestyle. Whether you’re looking to downsize, invest, or simply enjoy the ease of single-level living, this well-maintained and upgraded home offers the perfect blend of comfort, efficiency, and peace of mind. Welcome home!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2005
LevelsOne
Living area1,475 sqft
Above-grade finished1,475 sqft
Below-grade finished0 sqft
Lot size0.1 acres (57x71x61x95)
Days on market75
ListedMar 24, 2026
MLS #NST7037524
CountyWright
Parcel #104019005030

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air, Fireplace(s), In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Water Filtration System, Microwave, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 480 sqft
Parking features
Attached Garage, Asphalt, Electric, Garage Door Opener, Storage
Patio & porch
Patio
Exterior features
Stone, Steel Siding
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Other · 1,471 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
2005

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
150 Amp Service

Community & HOA

HOA
$165/month
HOA name
Clearwater Estates
HOA phone
3205581188
HOA includes
Internet, Sanitation, Shared Amenities
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$3,202 (2026)
Listed
Mar 24, 2026
Days on market
75 · 27 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingForced Air, Fireplace(s), In-Floor Heating
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Water Filtration System, Microwave, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Washer, Water Softener Owned
DiningEat In Kitchen, Kitchen/Dining Room, Living/Dining Room
AmenitiesCable, Ceiling Fan(s), City View, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Porch, Sun Room, Tile Floors, Washer/Dryer Hookup
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Steel Siding
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationOther
Foundation area1,471 sqft
Patio/porchPatio
Lot featuresTree Coverage - Light
Road frontagePaved Streets, Private Road
Road responsibilityAssociation Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Electric, Garage Door Opener, Storage
Garage spaces2
Garage size480 sqft

Financial details

Annual taxes$3,202
Tax year2026
Taxes w/ assessments3202
Assessment pendingNo
HOA fee$165
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$5,970Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,970

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,103/mo
Principal & interest$1,571
Property taxes$267
Home insurance (est.)$100
HOA fees$165
%
$59,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

204 Goldfinch Lane, Clearwater, MN, 55320

Listing information

MLS #NST7037524
StatusClosed
Last updatedJun 11, 2026, 12:38 PM
Originally listedMar 26, 2026, 12:00 AM
Listing officeColdwell Banker Realty
Co-listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.