Sold / Closed
$345,000

Sold price · Closed Oct 31, 2025

$157/sqft

Triple Oaks

20386 181st Circle NW, Big Lake, MN, 55309
4  Bedrooms3  Bathrooms2,168  Square Feet0.58  Acres
Days on market53
Year built1993
Garage spaces2
TypeResidential
Est. $7,197buyer credit when you buy with SODL

About this home

This one-owner home has had recent substantial updates and is located on a quiet cul-de-sac in a well-established neighborhood. Inside, you'll find three of the four bedrooms conveniently located on one level - including the primary with a walk-in closet and private three-quarter bath. A spacious entryway welcomes you with garage access, a laundry room with half bath and a flex room/office space - offering everyday convenience right from the start! The kitchen, dining and living areas are filled with natural light creating a warm and inviting space. Downstairs, you'll find the fourth bedroom and a large family room - a great space for gatherings or hobbies, while the crawl space offers extra storage for seasonal items. Recent improvements include new shingles, furnace, and A/C (2025); vinyl siding, freshly painted wood siding and updated storm, garage, and front doors (2024). Be sure to view the home’s “Features and Updates” sheet for all additional updates. The oversized two-stall garage is sheetrocked and insulated and there’s additional RV parking for added flexibility. Apple and plum trees add seasonal charm to the spacious yard, which also features a yard light. This well-maintained property sits on a generous .58-acre lot in a great location - providing easy access to Big Lake public schools, shopping and Highway 10. This home awaits your personal touch and is your opportunity to…Love Where You Live!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1993
LevelsThree Level Split
Living area2,168 sqft
Above-grade finished1,648 sqft
Below-grade finished520 sqft
Lot size0.58 acres (irregular)
Days on market53
ListedAug 12, 2025
MLS #NST6765260
CountySherburne
SubdivisionTriple Oaks
Parcel #10004440115

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Exhaust Fan, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories
Three Level Split
Garage
2 spaces · 24x24 10x10 · 676 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener, Insulated Garage, RV Access/Parking
Patio & porch
Deck
Exterior features
Vinyl, Wood
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 868 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
1993

Utilities

Water
Drilled
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Triple Oaks
HOA
No HOA
School district
727 - Big Lake
High school district
Big Lake

Financial & listing details

Annual tax
$3,010 (2025)
Listed
Aug 12, 2025
Days on market
53
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Sump Pump
HeatingForced Air
CoolingCentral Air
LaundryGas Dryer Hookup, Laundry Room, Washer Hookup
AppliancesDryer, Exhaust Fan, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Kitchen Window, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorVinyl, Wood
RoofAge 8 Years or Less, Architectural Shingle
FoundationBlock
Foundation area868 sqft
Patio/porchDeck
Lot featuresTree Coverage - Medium
Road frontageCul De Sac, Paved Streets, Township
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceDrilled
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Insulated Garage, RV Access/Parking
Garage spaces2
Garage size676 sqft

Financial details

Annual taxes$3,010
Tax year2025
Taxes w/ assessments3010
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District727 - Big Lake
District number727
District phone7632625218
High schoolBig Lake
SODL flat fee brokerage
$7,197Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,197

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,150/mo
Principal & interest$1,786
Property taxes$251
Home insurance (est.)$113
%
$67,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20386 181st Circle NW, Big Lake, MN, 55309

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Listing information

MLS #NST6765260
StatusClosed
Last updatedNov 3, 2025, 7:02 PM
Originally listedAug 15, 2025, 12:00 AM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.