Listed at
$534,900
$204/sqft

Grays Lndg

20345 Geneva Trail, Faribault, MN, 55021
3  Bedrooms2  Bathrooms2,625  Square Feet0.086  Acres
Days on market66
Year built2005
Garage spaces2
HOA / month$2,500
TypeResidential
Est. $13,047buyer credit when you buy with SODL
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About this home

Enjoy the best of lake living without the upkeep! This beautifully designed one-level townhome offers Cedar Lake access, the opportunity for a boat slip, scenic lake views, and low-maintenance living—all in a peaceful setting just off paved roads. Thoughtfully designed with comfort and accessibility in mind, the home features wide hallways, oversized doorways, and a zero-threshold walk-in shower, making everyday living both easy and enjoyable. Shared community amenities, including a community garden and fire pit gathering area, create the perfect balance of relaxation and recreation. Inside, you'll find a bright, open-concept floor plan filled with natural light. The spacious kitchen offers abundant cabinetry, generous prep space, and a large center island that flows seamlessly into the inviting living room, where a stunning stone gas fireplace and custom built-ins create a warm focal point. Just beyond, the four-season porch captures beautiful lake views and opens to a private deck—an ideal place to enjoy your morning coffee or unwind at the end of the day. The spacious primary suite is a true retreat, featuring a zero-threshold tiled walk-in shower, jetted soaking tub, dual vanities, private water closet, and exceptional built-in storage. A finished heated garage, underground dog fencing, and plentiful storage throughout the home add everyday convenience. The fully finished lower level expands your living space with a large family room, wet bar, and an area already roughed in for a potential third bedroom with an egress window, providing flexibility for guests, hobbies, or future expansion. Offering the rare combination of lake access, optional boat slip, beautiful views, accessible one-level living, and low-maintenance townhome convenience, this exceptional property is more than a home—it's a lifestyle.

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Home facts

Property typeResidential
Property subtype(TH) Side x Side
Year built2005
LevelsOne
Living area2,625 sqft
Above-grade finished2,025 sqft
Below-grade finished600 sqft
Lot size0.086 acres (50x75)
Days on market66
ListedJul 24, 2026
MLS #NST7115666
CountyRice
SubdivisionGrays Lndg
Parcel #0936151014

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 650 sqft
Parking features
Attached Garage, Asphalt, Concrete, Finished Garage, Heated Garage, Insulated Garage
Patio & porch
Covered, Deck, Front Porch
Exterior features
Stone, Vinyl
Fencing
Privacy

Construction

Property type
Residential
Property subtype
(TH) Side x Side
Construction materials
Block
Foundation
Block · 2,025 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
2005

Utilities

Water
Shared System, Well
Sewer
Septic System Compliant - Yes, Shared Septic
Fuel
Propane

Community & HOA

Subdivision
Grays Lndg
HOA
$2,500/annual
HOA name
Grays Landing Association
HOA phone
5073847724
HOA includes
Dock, Lawn Care, Other, Sewer, Shared Amenities, Snow Removal, Water
School district
2143 - Waterville-Elysian-Morristown

Financial & listing details

Annual tax
$3,914 (2026)
Tax with assessments
3974
Listed
Jul 24, 2026
Days on market
66 · 86 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Drainage System, Egress Window(s), Finished, Full, Partially Finished, Storage Space, Sump Basket, Sump Pump
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level, Sink, Washer Hookup
AppliancesDishwasher, Dryer, ENERGY STAR Qualified Appliances, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningEat In Kitchen, Kitchen/Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Dock, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Porch, Boat Slip, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityDoors 36"+, Hallways 42"+, Roll-In Shower
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationBlock
Foundation area2,025 sqft
Patio/porchCovered, Deck, Front Porch
Lot featuresIrregular Lot, Tree Coverage - Light
Road responsibilityAssociation Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceShared System, Well
SewerSeptic System Compliant - Yes, Shared Septic
FuelPropane

Parking & garage

ParkingAttached Garage, Asphalt, Concrete, Finished Garage, Heated Garage, Insulated Garage
Garage spaces2
Garage size650 sqft

Financial details

Annual taxes$3,914
Tax year2026
Taxes w/ assessments3974
Assessment pendingNo
HOA fee$2,500
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2143 - Waterville-Elysian-Morristown
District number2143
District phone5072753115
High schoolWaterville-Elysian-Morristown
SODL flat fee brokerage
$13,047Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,047

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,816/mo
Principal & interest$2,811
Property taxes$326
Home insurance (est.)$178
HOA fees$2,500
%
$106,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20345 Geneva Trail, Faribault, MN, 55021

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Listing information

MLS #NST7115666
StatusPending
Last updatedAug 18, 2026, 8:40 PM
Originally listedJul 24, 2026, 3:12 PM
Listing officeWeichert, REALTORS- Heartland

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.