Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $9,321 (2026).

What school district is this property in?

This property is in the 5432 - Somerset school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$1,569,000

$314/sqft

Hansens Turtle Lake Hills 01

2028 77th Street, Somerset, WI, 54025

5 Bedrooms5 Bathrooms5,000 Square Feet3.19 Acres

Days on market0

Year built1996

Garage spaces3

TypeResidential

Est. $44,070buyer credit when you buy with SODL

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About this home

Nestled at the end of a quiet cul-de-sac on 3 private acres, this secluded Somerset home with indoor swimming pool and hot tub offers sustainable living on the bank of Turtle Lake, a 50-acre lake just north of the village of Somerset. With nearly 50 panes of Andersen windows in the back, the home maximizes natural light and lake views. A composite two-level deck captures plentiful lake views and numerous outdoor seating options. Inside, an indoor swimming pool and hot tub invite year-round relaxation, no matter the Wisconsin weather. The property is bounded by woods on both sides with Turtle Lake in the back. The front porch overlooks a small valley with spring-fed pond and mature pines. This is truly one of the prettiest parcels in St. Croix County and a must-see. The property includes 36x30 pole barn and fenced garden area. Recent updates include new flooring and trim on all levels, pond, new Bosch appliances, high efficiency mini splits and boiler, and solar arrays with battery storage. The solar arrays provide over half the homes electricity needs. Convenient to Somerset and 20 minutes from Stillwater, this home delivers sustainable living and comfort on one of the most beautiful parcels in the county.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1996

LevelsTwo

Living area5,000 sqft

Above-grade finished3,400 sqft

Below-grade finished1,600 sqft

Lot size3.19 acres (Irregular)

Days on market0

ListedSep 26, 2026

MLS #NST7150526

CountySt. Croix

SubdivisionHansens Turtle Lake Hills 01

Parcel #032209380000

Facts & features

Interior

Bedrooms: 5
Bathrooms: 5
Bath breakdown: 4 full / 1 half
Heating: Ductless Mini-Split, Forced Air, Fireplace(s), In-Floor Heating, Radiant
Cooling: Central Air, Ductless Mini-Split
Appliances: Cooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 3 spaces · 864 sqft
Parking features: Attached Garage, Carport, Asphalt, Garage Door Opener, Insulated Garage
Patio & porch: Composite Decking, Deck, Front Porch
Exterior features: Stone, Vinyl
Other structures: Pole Building

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Other · 1,650 sqft
Roof: Age 8 Years or Less, Architectural Shingle
Year built: 1996

Utilities

Water: Well
Sewer: Tank with Drainage Field
Fuel: Electric, Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Hansens Turtle Lake Hills 01
HOA: No HOA
School district: 5432 - Somerset
High school district: Somerset

Financial & listing details

Annual tax: $9,321 (2026)
Listed: Sep 26, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms5

Full baths4

3/4 baths0

Half baths1

1/4 baths0

BasementFull, Walkout

HeatingDuctless Mini-Split, Forced Air, Fireplace(s), In-Floor Heating, Radiant

CoolingCentral Air, Ductless Mini-Split

Fireplaces2

LaundryMain Level

AppliancesCooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Wall Oven, Washer, Water Softener Owned

DiningBreakfast Area, Informal Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Hot Tub, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Porch, Panoramic View, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet

AccessibilityNone

Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Vinyl

RoofAge 8 Years or Less, Architectural Shingle

FoundationOther

Foundation area1,650 sqft

Patio/porchComposite Decking, Deck, Front Porch

Lot featuresAccessible Shoreline, Tree Coverage - Medium, Underground Utilities

Road frontageCul De Sac, Paved Streets, Township

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerTank with Drainage Field

FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Carport, Asphalt, Garage Door Opener, Insulated Garage

Garage spaces3

Garage size864 sqft

Financial details

Annual taxes$9,321

Tax year2026

Taxes w/ assessments9321

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District5432 - Somerset

District number5432

District phone7152473313

High schoolSomerset

SODL flat fee brokerage

$44,070Estimated buyer credit

SODL platform fee $3,000Your buyer credit $44,070

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$9,546/mo

Principal & interest$8,246

Property taxes$777

Home insurance (est.)$523

Down payment

$313,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.