Listed at
$519,900
$177/sqft

Whitetail Ridge

20261 Polk Street, Elk River, MN, 55330
4  Bedrooms3  Bathrooms2,935  Square Feet0.87  Acres
Days on market368
Year built2001
Garage spaces3
HOA / month$400
TypeResidential
Est. $12,597buyer credit when you buy with SODL
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About this home

This well-cared-for home offers a perfect blend of comfort, style, and functionality on nearly an acre of beautifully landscaped, private grounds. Inside, you’ll find hardwood floors and a welcoming main floor family room with a cozy gas fireplace. The spacious main floor master suite provides convenience and comfort, while the main floor laundry makes everyday living easy. The kitchen is highlighted by sleek quartz countertops, complemented by ample cabinetry and storage throughout the home. A walkout basement adds flexibility for additional space or entertaining. Upgrades bring peace of mind, with all windows replaced just 6 years ago, and the furnace and A/C updated only 3 years ago. A brand-new washer is also included. Outside, enjoy the large backyard with a storage shed, in-ground sprinkler system, and plenty of room to relax or play. The 3-stall heated garage provides both comfort and utility year-round. This property combines many updates with thoughtful care, all set on a spacious, private lot.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2001
LevelsOne
Living area2,935 sqft
Above-grade finished1,560 sqft
Below-grade finished1,375 sqft
Lot size0.87 acres (119x315x116x324)
Days on market368
ListedSep 25, 2025
MLS #NST6794599
CountySherburne
SubdivisionWhitetail Ridge
Parcel #75006620315

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Chandelier, Dishwasher, Dryer, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 33x25 · 825 sqft
Parking features
Attached Garage, Asphalt, Electric, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Patio & porch
Covered, Deck, Front Porch, Patio, Porch
Pool
None
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Block, Frame
Foundation
1,560 sqft
Roof
Age Over 8 Years, Architectural Shingle, Asphalt, Pitched
Year built
2001

Utilities

Water
Well
Sewer
Septic System Compliant - Yes, Shared Septic
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Whitetail Ridge
HOA
$400/annual
HOA name
Whitetail Ridge
HOA phone
6122470241
HOA includes
Professional Mgmt, Sewer, Shared Amenities
School district
Elk River

Financial & listing details

Annual tax
$2,632 (2025)
Listed
Sep 25, 2025
Days on market
368 · 134 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Storage Space, Sump Basket, Sump Pump, Tile Shower
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryGas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesAir-To-Air Exchanger, Chandelier, Dishwasher, Dryer, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningBreakfast Bar, Informal Dining Room, Kitchen/Dining Room
AmenitiesDeck, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Porch, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge Over 8 Years, Architectural Shingle, Asphalt, Pitched
Foundation area1,560 sqft
Patio/porchCovered, Deck, Front Porch, Patio, Porch
Lot featuresTree Coverage - Light
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes, Shared Septic
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Electric, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Garage spaces3
Garage size825 sqft

Financial details

Annual taxes$2,632
Tax year2025
Taxes w/ assessments2632
Assessment pendingNo
HOA fee$400
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2241
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$12,597Estimated buyer credit
SODL platform fee $3,000Your buyer credit $12,597

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,525/mo
Principal & interest$2,732
Property taxes$219
Home insurance (est.)$173
HOA fees$400
%
$103,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20261 Polk Street, Elk River, MN, 55330

Listing information

MLS #NST6794599
StatusPending
Last updatedFeb 6, 2026, 8:17 PM
Originally listedSep 25, 2025, 10:41 AM
Listing officePurpose Driven Realty, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.