Sold / Closed
$480,000

Sold price · Closed Jul 15, 2026

$278/sqft

Watermark 6th Add

2023 Victoria Circle, Lino Lakes, MN, 55038
3  Bedrooms3  Bathrooms1,727  Square Feet0.274  Acres
Days on market1
Year built2025
Garage spaces3
HOA / month$168
TypeResidential
Est. $11,397buyer credit when you buy with SODL

About this home

Tucked away at the end of a cul-de-sac, the home features a large, flat backyard with exceptional privacy and mature trees. A concrete front patio welcomes you into the open main level with tall vaulted ceilings and luxury vinyl flooring throughout. The kitchen features white enameled cabinetry, quartz countertops, a gas range, and a microwave that vents to the exterior. You'll appreciate the abundant counter space and storage, while the spacious dining area provides plenty of room for everyday living and entertaining. Upstairs, you'll find three bedrooms on the same level, including a spacious owner's suite with a walk-in closet and private bath featuring a walk-in shower. The family room offers a beautiful electric fireplace with custom built-ins, creating a warm and inviting gathering space. The unfinished walkout lower level includes a bathroom rough-in, generous storage space, and an excellent opportunity to create additional living space while building future equity. Additional features include a large three-car garage, irrigation system, seamless gutters, water softener, and whole-house humidifier. The neighborhood fitness center and pickleball court make it easy to stay active. Outdoor enthusiasts will also appreciate being approximately two miles from Peltier Lake and Rice Creek Chain of Lakes Park Reserve, offering miles of scenic trails, a public boat launch, fishing pier, canoe and kayak access, picnic areas, and connections to the Rice Creek Water Trail. Enjoy the benefits of newer construction, completed upgrades, a private setting, and room to grow in a location that offers both convenience and outdoor recreation.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2025
LevelsThree Level Split
Living area1,727 sqft
Above-grade finished1,727 sqft
Below-grade finished0 sqft
Lot size0.274 acres (113x132x42x138x139)
Days on market1
ListedJun 18, 2026
MLS #NST7083498
CountyAnoka
SubdivisionWatermark 6th Add
Parcel #123122330013

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories
Three Level Split
Garage
3 spaces · 29x23 · 686 sqft
Parking features
Attached Garage, Asphalt
Patio & porch
Front Porch
Exterior features
Stone, Vinyl
Lot size
0.274 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 926 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
2025

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Watermark 6th Add
HOA
$168/quarter
HOA name
Associa
HOA phone
7632256400
HOA includes
Professional Mgmt, Sanitation, Shared Amenities
School district
624 - White Bear Lake

Financial & listing details

Annual tax
$5,512 (2026)
Listed
Jun 18, 2026
Days on market
1
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementCrawl Space, Daylight/Lookout Windows, Drain Tiled, Storage Space, Sump Pump, Unfinished, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesAir-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances
DiningInformal Dining Room, Kitchen/Dining Room
AmenitiesKitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Paneled Doors, Porch, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityOther
Special features3 BR on One Level

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Architectural Shingle
FoundationPoured Concrete
Foundation area926 sqft
Patio/porchFront Porch
Lot featuresTree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces3
Garage size686 sqft

Financial details

Annual taxes$5,512
Tax year2026
Taxes w/ assessments5512
Assessment pendingNo
HOA fee$168
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$11,397Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,397

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,309/mo
Principal & interest$2,522
Property taxes$459
Home insurance (est.)$160
HOA fees$168
%
$95,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2023 Victoria Circle, Lino Lakes, MN, 55038

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Listing information

MLS #NST7083498
StatusClosed
Last updatedJul 20, 2026, 2:22 PM
Originally listedJun 20, 2026, 12:00 AM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.