Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,446.84 (2026).

What school district is this property in?

This property is in the 2364 - Belgrade-Brooten-Elrosa school district.

Does this home have a garage?

Yes, this home has a 5-car garage.

How long has this property been on the market?

This property has been listed for 53 days.

Listed at

$499,999

$159/sqft

20219 Co Rd 197

20219 Co Rd 197, Belgrade, MN, 56312

4 Bedrooms3 Bathrooms3,150 Square Feet23 Acres

Days on market53

Year built1989

Garage spaces5

TypeResidential

Est. $12,000buyer credit when you buy with SODL

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About this home

Enjoy the peace and privacy of country living with this well-maintained 4-bedroom, 3-bathroom rambler situated on 23 beautiful acres just outside of Belgrade. Offering over 3,000 finished square feet of living space, this property combines comfortable living with endless opportunities for recreation, hunting, and enjoying the outdoors. The functional floor plan features convenient one-level living with a walkout basement, providing plenty of space for family and entertaining. The recently remodeled lower-level ¾ bathroom adds a modern touch, while the home's solid condition offers the perfect opportunity to personalize the finishes and make it your own. A main-floor laundry hookup provides added convenience and flexibility. Outside, you'll appreciate the attached 2-stall garage as well as the insulated and heated 3-stall detached garage—ideal for vehicles, recreational equipment, hobbies, or a workshop. The spacious front patio is the perfect place to relax and take in the peaceful surroundings, while the 23-acre property offers abundant wildlife, excellent hunting, and plenty of room to explore. Major mechanical updates include a new water heater and washer in 2026, roof in 2021, central air conditioning in 2019, and furnace in 2016, allowing you to focus on making this home your own. If you've been searching for acreage, privacy, and a well-cared-for home with room to grow, this Belgrade property is one you won't want to miss.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1989

LevelsOne

Living area3,150 sqft

Above-grade finished1,575 sqft

Below-grade finished1,575 sqft

Lot size23 acres (23 Acres)

Days on market53

ListedJul 28, 2026

MLS #NST7117737

CountyStearns

Parcel #07040690023

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 5 spaces · 26x28 36x36 · 728 sqft
Parking features: Attached Garage, Detached Garage, Concrete
Patio & porch: Patio
Exterior features: Metal
Other structures: Garage(s), Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,488 sqft
Roof: Asphalt
Year built: 1989

Utilities

Water: Well
Sewer: Private Sewer, Septic System Compliant - Yes
Fuel: Electric, Propane
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: 2364 - Belgrade-Brooten-Elrosa
High school district: Belgrade-Brooten-Elrosa

Financial & listing details

Annual tax: $4,446.84 (2026)
Listed: Jul 28, 2026
Days on market: 53 · 19 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementBlock, Egress Window(s), Finished, Full, Walkout

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningBreakfast Area, Separate/Formal Dining Room

AmenitiesDeck, Porch

AccessibilityNone

Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorMetal

RoofAsphalt

FoundationBlock

Foundation area1,488 sqft

Patio/porchPatio

Lot featuresTillable, Tree Coverage - Heavy

Road frontageCounty Road

ZoningAgriculture

Utilities

Water sourceWell

SewerPrivate Sewer, Septic System Compliant - Yes

FuelElectric, Propane

Parking & garage

ParkingAttached Garage, Detached Garage, Concrete

Garage spaces5

Garage size728 sqft

Financial details

Annual taxes$4,446.84

Tax year2026

Taxes w/ assessments4446.84

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2364 - Belgrade-Brooten-Elrosa

District number2364

District phone3203462278

High schoolBelgrade-Brooten-Elrosa

SODL flat fee brokerage

$12,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $12,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,165/mo

Principal & interest$2,628

Property taxes$371

Home insurance (est.)$167

Down payment

$100,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.