Sold / Closed
$490,000

Sold price · Closed Sep 23, 2026

$159/sqft

20219 Co Rd 197

20219 Co Rd 197, Belgrade, MN, 56312
4  Bedrooms3  Bathrooms3,150  Square Feet23  Acres
Days on market19
Year built1989
Garage spaces5
TypeResidential
Est. $12,000buyer credit when you buy with SODL

About this home

Enjoy the peace and privacy of country living with this well-maintained 4-bedroom, 3-bathroom rambler situated on 23 beautiful acres just outside of Belgrade. Offering over 3,000 finished square feet of living space, this property combines comfortable living with endless opportunities for recreation, hunting, and enjoying the outdoors. The functional floor plan features convenient one-level living with a walkout basement, providing plenty of space for family and entertaining. The recently remodeled lower-level ¾ bathroom adds a modern touch, while the home's solid condition offers the perfect opportunity to personalize the finishes and make it your own. A main-floor laundry hookup provides added convenience and flexibility. Outside, you'll appreciate the attached 2-stall garage as well as the insulated and heated 3-stall detached garage—ideal for vehicles, recreational equipment, hobbies, or a workshop. The spacious front patio is the perfect place to relax and take in the peaceful surroundings, while the 23-acre property offers abundant wildlife, excellent hunting, and plenty of room to explore. Major mechanical updates include a new water heater and washer in 2026, roof in 2021, central air conditioning in 2019, and furnace in 2016, allowing you to focus on making this home your own. If you've been searching for acreage, privacy, and a well-cared-for home with room to grow, this Belgrade property is one you won't want to miss.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1989
LevelsOne
Living area3,150 sqft
Above-grade finished1,575 sqft
Below-grade finished1,575 sqft
Lot size23 acres (23 Acres)
Days on market19
ListedJul 28, 2026
MLS #NST7117737
CountyStearns
Parcel #07040690023

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
5 spaces · 26x28 36x36 · 728 sqft
Parking features
Attached Garage, Detached Garage, Concrete
Patio & porch
Patio
Exterior features
Metal
Other structures
Garage(s), Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,488 sqft
Roof
Asphalt
Year built
1989

Utilities

Water
Well
Sewer
Private Sewer, Septic System Compliant - Yes
Fuel
Electric, Propane
Electric
Circuit Breakers

Community & HOA

HOA
No HOA
School district
2364 - Belgrade-Brooten-Elrosa
High school district
Belgrade-Brooten-Elrosa

Financial & listing details

Annual tax
$4,446.84 (2026)
Listed
Jul 28, 2026
Days on market
19
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Egress Window(s), Finished, Full, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningBreakfast Area, Separate/Formal Dining Room
AmenitiesDeck, Porch
AccessibilityNone
Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorMetal
RoofAsphalt
FoundationBlock
Foundation area1,488 sqft
Patio/porchPatio
Lot featuresTillable, Tree Coverage - Heavy
Road frontageCounty Road
ZoningAgriculture

Utilities

Water sourceWell
SewerPrivate Sewer, Septic System Compliant - Yes
FuelElectric, Propane

Parking & garage

ParkingAttached Garage, Detached Garage, Concrete
Garage spaces5
Garage size728 sqft

Financial details

Annual taxes$4,446.84
Tax year2026
Taxes w/ assessments4446.84
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2364 - Belgrade-Brooten-Elrosa
District number2364
District phone3203462278
High schoolBelgrade-Brooten-Elrosa
SODL flat fee brokerage
$12,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $12,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,165/mo
Principal & interest$2,628
Property taxes$371
Home insurance (est.)$167
%
$100,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20219 Co Rd 197, Belgrade, MN, 56312

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Listing information

MLS #NST7117737
StatusClosed
Last updatedSep 23, 2026, 7:19 PM
Originally listedJul 31, 2026, 12:00 AM
Listing officeCentral MN Realty LLC
Co-listing officeCentral MN Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.