Listed at
$450,000
$191/sqft

Eagle Bluff

20188 Farnham Avenue, Forest Lake, MN, 55025
3  Bedrooms3  Bathrooms2,359  Square Feet0.363  Acres
Days on market354
Year built2003
Garage spaces3
TypeResidential
Est. $10,500buyer credit when you buy with SODL
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About this home

Discover comfort, quality, and peace of mind in this fully updated 3-bedroom, 3-bathroom 4-level split in Forest Lake. Thoughtfully remodeled throughout, this home features all-new appliances and extensive recent updates, offering the feel of a nearly new home with the charm of an established neighborhood. The lowest level provides a warm and versatile living space with heated floors, ideal for a family room, office, or additional entertaining area. The main entry level, accessible from both the front door and heated garage, also features in-floor heat and walks out to a beautifully finished paver patio—perfect for seamless indoor-outdoor living. One level up, the bright and open living space showcases the newly updated kitchen, dining, and living room, enhanced by modern finishes and recessed lighting. The uppermost level includes three bedrooms and two full bathrooms, including a spacious primary suite with a private bath. With new flooring, fresh paint, updated trim and hardware, modern lighting, and new appliances throughout, this home offers true move-in-ready convenience. Located near parks, schools, and Forest Lake amenities, this is a rare opportunity to own a fully refreshed home without the wait or hassle of renovations.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2003
LevelsFour or More Level Split
Living area2,359 sqft
Above-grade finished1,883 sqft
Below-grade finished476 sqft
Lot size0.363 acres (100x148x102x168)
Days on market354
ListedOct 3, 2025
MLS #NST6793829
CountyWashington
SubdivisionEagle Bluff
Parcel #1903221440025

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

Property

Levels / stories
Four or More Level Split
Garage
3 spaces · 24x34 · 816 sqft
Parking features
Attached Garage
Pool
None
Lot size
0.363 acres
Lot dimensions
100x148x102x168

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,144 sqft
Year built
2003

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas, Propane
Electric
Circuit Breakers, 150 Amp Service

Community & HOA

Subdivision
Eagle Bluff
HOA
No HOA
School district
Forest Lake

Financial & listing details

Annual tax
$3,839 (2025)
Tax with assessments
3842
Listed
Oct 3, 2025
Days on market
354
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementNone
HeatingForced Air, In-Floor Heating
CoolingCentral Air
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
AccessibilityNone

Exterior & lot

Foundation area1,144 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas, Propane

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size816 sqft

Financial details

Annual taxes$3,839
Tax year2025
Taxes w/ assessments3842
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2288
District phone6519828103
High schoolForest Lake
SODL flat fee brokerage
$10,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,835/mo
Principal & interest$2,365
Property taxes$320
Home insurance (est.)$150
%
$90,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20188 Farnham Avenue, Forest Lake, MN, 55025

Listing information

MLS #NST6793829
StatusActive
Last updatedJan 5, 2026, 3:08 AM
Originally listedOct 10, 2025, 12:00 AM
Listing officePemberton RE

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.