Does this property have an HOA?

Yes. The HOA fee is $400 per month.

What are the annual property taxes?

Annual property taxes are $4,016 (2026).

What school district is this property in?

This property is in the 727 - Big Lake school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 79 days.

Sold / Closed

$340,000

Sold price · Closed Aug 20, 2026

$146/sqft

Lake Street Cottages

201 Montana Avenue, Big Lake, MN, 55309

4 Bedrooms4 Bathrooms2,389 Square Feet0.05 Acres

Days on market79

Year built2003

Garage spaces2

HOA / month$400

TypeResidential

Est. $7,485buyer credit when you buy with SODL

About this home

Welcome to LAKE STREET COTTAGES, where LOW-MAINTENANCE LIVING meets an active LAKESIDE LIFESTYLE! This beautifully updated detached townhome offers 4 BEDROOMS, including 3 on the upper level plus a versatile loft space perfect for a home office, play area, or reading nook. The spacious primary suite features TWO WALK-IN CLOSETS and a private bath complete with double sinks and a relaxing jetted tub. The main level offers convenient laundry and an UPDATED KITCHEN showcasing quartz countertops, new appliances, new sink and faucet, stylish backsplash, and durable LVP flooring. Major mechanical updates provide peace of mind with a NEW ROOF, FURNACE, A/C and WATER SOFTENER completed. Enjoy beautiful views of Big Lake and direct access to Greenway 11 right outside your front door. BRING YOUR KAYAK OR PADDLEBOARD and take advantage of lake living without the lakefront expenses! Fantastic location for enjoying walking and biking trails along with all the community events and amenities Big Lake has to offer - Farmers market, Music in the Park, Coffee shops, Restaurants, Lakeside park and beach and Spud Fest - ALL WITHIN WALKING DISTANCE. This is one you won't want to miss! **HOA FEE INCLUDES EXTERIOR INSURANCE**

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Home facts

Property typeResidential

Property subtype(TH) Detached

Year built2003

LevelsTwo

Living area2,389 sqft

Above-grade finished1,809 sqft

Below-grade finished580 sqft

Lot size0.05 acres (.05 acres)

Days on market79

ListedMay 29, 2026

MLS #NST7081436

CountySherburne

SubdivisionLake Street Cottages

Parcel #65005210110

Facts & features

Interior

Bedrooms: 4
Bathrooms: 4
Bath breakdown: 2 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 20x20 · 400 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Covered, Front Porch
Exterior features: Stone, Shakes, Vinyl
Waterfront: Lake View

Construction

Property type: Residential
Property subtype: (TH) Detached
Foundation: Poured Concrete · 724 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2003

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Lake Street Cottages
HOA: $400/month
HOA name: Associa
HOA phone: 7632256400
HOA includes: Building Exterior, Hazard Insurance, Lawn Care, Maintenance Grounds, Professional Mgmt, Sanitation, Snow Removal
HOA amenities: In-Ground Sprinkler System

Financial & listing details

Annual tax: $4,016 (2026)
Listed: May 29, 2026
Days on market: 79
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths2

3/4 baths1

Half baths1

1/4 baths0

BasementDrain Tiled, Egress Window(s), Finished, Full, Storage Space, Sump Basket

HeatingForced Air

CoolingCentral Air

LaundryLaundry Room, Main Level

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Porch, In-Ground Sprinkler

AccessibilityNone

Special features3 BR on One Level, Main Floor Laundry

Exterior & lot

ExteriorStone, Shakes, Vinyl

RoofAge 8 Years or Less, Asphalt

FoundationPoured Concrete

Foundation area724 sqft

Patio/porchCovered, Front Porch

Lot featuresCorner Lot, Tree Coverage - Light

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size400 sqft

Financial details

Annual taxes$4,016

Tax year2026

Taxes w/ assessments4016

Assessment pendingNo

HOA fee$400

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District727 - Big Lake

District number727

District phone7632625218

High schoolBig Lake

SODL flat fee brokerage

$7,485Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,485

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,688/mo

Principal & interest$1,837

Property taxes$335

Home insurance (est.)$117

HOA fees$400

Down payment

$69,900

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.