Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,438 (2025).

What school district is this property in?

This property is in the 831 - Forest Lake school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 30 days.

Pending

$674,900

$307/sqft

19977 Keystone Avenue N

19977 Keystone Avenue N, Forest Lake, MN, 55025

3 Bedrooms2 Bathrooms2,200 Square Feet12.942 Acres

Days on market30

Year built1986

Garage spaces2

TypeResidential

Est. $17,247buyer credit when you buy with SODL

About this home

PRIVACY, WILDLIFE, WONDERFUL POND VIEWS Fabulous setting in the forest on private lake. Long private drive .Lake/Pond is up to 60' deep. Good fishing.. Home has full board cedar siding, Anderson windows, cozy 4 season knotty pine room, large Primary suite up with nice updates. This home is very well built and in very good condition overall. Additional 16 acres available adjoining property on lake. All measurements are approx. Home is within Scandia boundaries, but has Forest Lake mailing address. If you are looking for that beautiful long private drive and an amazing setting with so much privacy, this is it !

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1986

LevelsOne and One Half

Living area2,200 sqft

Above-grade finished1,800 sqft

Below-grade finished400 sqft

Lot size12.942 acres (370x1334)

Days on market30

ListedAug 26, 2026

MLS #NST7133678

CountyWashington

Parcel #1903220330005

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Wood Stove
Cooling: Central Air
Appliances: Cooktop, Dishwasher, Microwave, Range, Refrigerator, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 2 spaces · 26x26 · 676 sqft
Parking features: Attached Garage, Gravel
Patio & porch: Deck, Patio
Exterior features: Wood
Other structures: Chicken Coop/Barn

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 950 sqft
Roof: Asphalt
Year built: 1986

Utilities

Water: Well
Sewer: Private Sewer
Fuel: Oil

Community & HOA

HOA: No HOA
School district: 831 - Forest Lake
High school district: Forest Lake

Financial & listing details

Annual tax: $4,438 (2025)
Listed: Aug 26, 2026
Days on market: 30
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Full, Walkout

HeatingForced Air, Wood Stove

CoolingCentral Air

Fireplaces2

AppliancesCooktop, Dishwasher, Microwave, Range, Refrigerator, Water Softener Owned

DiningEat In Kitchen, Separate/Formal Dining Room

AmenitiesDeck, Primary Bedroom Walk-In Closet, Natural Woodwork, Tile Floors, Vaulted Ceiling(s)

AccessibilityNone

Exterior & lot

ExteriorWood

RoofAsphalt

FoundationBlock

Foundation area950 sqft

Patio/porchDeck, Patio

Lot featuresTree Coverage - Heavy

Road frontageCity Street, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerPrivate Sewer

FuelOil

Parking & garage

ParkingAttached Garage, Gravel

Garage spaces2

Garage size676 sqft

Financial details

Annual taxes$4,438

Tax year2025

Taxes w/ assessments4438

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District831 - Forest Lake

District number831

District phone6519828103

High schoolForest Lake

SODL flat fee brokerage

$17,247Estimated buyer credit

SODL platform fee $3,000Your buyer credit $17,247

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,142/mo

Principal & interest$3,547

Property taxes$370

Home insurance (est.)$225

Down payment

$134,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.