Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,512 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 207 days.

Listed at

$1,845,000

$605/sqft

See Gull Retreat

19923 See Gull Road, Brainerd, MN, 56401

4 Bedrooms3 Bathrooms3,048 Square Feet0.61 Acres

Days on market207

Year built2025

Garage spaces2

TypeResidential

Est. $52,350buyer credit when you buy with SODL

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About this home

GULL LAKE CHAIN! Distinctive & contemporary sophistication are tailored in this gorgeous 4BR-3BA custom built home on Love Lake. Located in the Heart of the Lakes Area and situated on 100ft of natural shoreline with level elevation and absolute STUNNING sunsets / flag stone walkway / HUGE wall of lakeside windows / gorgeous maple hardwood flooring / stylish modern lighting and décor / open concept-custom designed kitchen with center island-high end appliances-granite countertops-custom cabinetry-tile backsplash-wet bar / beautiful pine cathedral-beamed ceiling with custom lighting / gas fireplaces / a sunroom with floor to ceiling windows…showcasing the beautiful lake views / main level primary bedroom with private ensuite-custom tiled shower & floors-deluxe soaking tub-smart mirror-walk in closet / elegant layered two-toned tray ceilings / welcoming foyer / main floor laundry / maintenance-free lakeside deck prepped and ready for automated drop down screens…truly a relaxing oasis / the upper level loft is overlooking the great room and offers INCREDIBLE views plus skylights and two additional bedrooms-a large Jack & Jill bathroom with custom barndoors / lower level is plumbed for in-floor heat-a future bath and waiting for your finishing touches that will add an additional 1000+/- sq. ft. of living space / on-demand water heater / heated-insulated garage with 8’ designer garage door-potential bunkroom above / entire yard has recently been hydro-seeded…green grass has been digitally added to the photos. Prime location close to Championship golf, great restaurants and all local amenities the Brainerd Lakes Area has to offer!

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Home facts

Property typeResidential

Year built2025

LevelsOne and One Half

Living area3,048 sqft

Above-grade finished3,048 sqft

Below-grade finished0 sqft

Lot size0.61 acres (100 X 318 X 61 X 365)

Days on market207

ListedMar 2, 2026

MLS #NST7028115

CountyCrow Wing

SubdivisionSee Gull Retreat

Parcel #99100620

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

Property

Levels / stories: One and One Half
Garage: 2 spaces · 24 X 28 · 672 sqft
Parking features: Detached Garage, Gravel, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch: Composite Decking, Deck
Other structures: Garage(s)
View: Lake, South, West

Construction

Property type: Residential
Foundation: 1,896 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2025

Utilities

Water: 4-Inch Submersible, Drilled, Well
Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: See Gull Retreat
HOA: No HOA
School district: Brainerd

Financial & listing details

Annual tax: $2,512 (2025)
Listed: Mar 2, 2026
Days on market: 207
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementDrain Tiled, Full, Concrete, Sump Pump, Unfinished

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Main Level, Sink

AppliancesAir-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

DiningBreakfast Bar, Kitchen/Dining Room

AmenitiesBalcony, Ceiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Porch, Skylight, Sun Room, Tile Floors, Vaulted Ceiling(s), Wet Bar, Walk-In Closet

AccessibilityNone

Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less, Asphalt

Foundation area1,896 sqft

Patio/porchComposite Decking, Deck

Lot featuresTree Coverage - Medium, Underground Utilities

Road frontagePaved Streets

Road responsibilityPublic Maintained Road

ZoningShoreline

Utilities

Water source4-Inch Submersible, Drilled, Well

SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage

Garage spaces2

Garage size672 sqft

Financial details

Annual taxes$2,512

Tax year2025

Taxes w/ assessments2512

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number896

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$52,350Estimated buyer credit

SODL platform fee $3,000Your buyer credit $52,350

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$10,521/mo

Principal & interest$9,696

Property taxes$209

Home insurance (est.)$615

Down payment

$369,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.