Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,430 (2026).

What school district is this property in?

This property is in the 882 - Monticello school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 76 days.

Sold / Closed

$699,900

Sold price · Closed Jul 17, 2026

$165/sqft

Shorewood Acres

19887 182nd Avenue, Big Lake, MN, 55309

5 Bedrooms3 Bathrooms4,235 Square Feet0.6 Acres

Days on market76

Year built1978

Garage spaces2

TypeResidential

Est. $17,997buyer credit when you buy with SODL

About this home

Beautiful Mississippi Riverfront 2-story home on a private, wooded 0.6-acre lot! Featuring 6 bedrooms, 3 bathrooms, and over 4,200 finished sq ft, this home offers incredible space and versatility. Main level includes a spacious living room with fireplace, kitchen with center island and double oven, and a main-floor primary bedroom. Upper level features additional bedrooms and loft, while the finished walkout lower level is perfect for entertaining with a family room, game area, and built-in bar. Enjoy 4 fireplaces, multiple decks with panoramic river views, and a private dock. Heated 2-car garage and steel exterior complete this one-of-a-kind property! The driveway is also partially heated along with the walkway to the front door!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1978

LevelsTwo

Living area4,235 sqft

Above-grade finished2,535 sqft

Below-grade finished1,700 sqft

Lot size0.6 acres (125x195x145x195)

Days on market76

ListedMar 26, 2026

MLS #NST7044026

CountySherburne

SubdivisionShorewood Acres

Parcel #10003363201

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Double Oven, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 23x29 · 667 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch: Awning(s), Deck, Front Porch
Exterior features: Stone, Metal, Steel Siding
Fencing: Chain Link

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,735 sqft
Roof: Age 8 Years or Less, Metal
Year built: 1978

Utilities

Water: Private, Well
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Shorewood Acres
HOA: No HOA
School district: 882 - Monticello
High school district: Monticello

Financial & listing details

Annual tax: $5,430 (2026)
Listed: Mar 26, 2026
Days on market: 76
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Finished, Full, Storage Space, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces4

LaundryLower Level, Laundry Room

AppliancesDishwasher, Double Oven, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningBreakfast Area, Eat In Kitchen, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Deck, French Doors, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Porch, Panoramic View, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Divided Bdr Flr Plan, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStone, Metal, Steel Siding

RoofAge 8 Years or Less, Metal

FoundationBlock

Foundation area1,735 sqft

Patio/porchAwning(s), Deck, Front Porch

Lot featuresTree Coverage - Medium

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well

SewerPrivate Sewer, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage

Garage spaces2

Garage size667 sqft

Financial details

Annual taxes$5,430

Tax year2026

Taxes w/ assessments5430

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District882 - Monticello

District number882

District phone7632722000

High schoolMonticello

SODL flat fee brokerage

$17,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $17,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,364/mo

Principal & interest$3,678

Property taxes$453

Home insurance (est.)$233

Down payment

$139,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.