Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,482 (2025).

What school district is this property in?

This property is in the 624 - White Bear Lake school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 35 days.

No photos available

Sold / Closed

$249,900

Sold price · Closed Oct 20, 2025

$349/sqft

Ramaleys Park, White Bear, Lak

1988 Florence Street, White Bear Lake, MN, 55110

1 Bedrooms1 Bathroom740 Square Feet0.309 Acres

Days on market35

Year built1924

Garage spaces2

TypeResidential

Est. $4,740buyer credit when you buy with SODL

About this home

Great starter home or retirement home with all main floor living. Fenced extra lot with trees and privacy. Taxes will go down after sale as assessments will be paid off. Also the tax assessed value is higher than the list price so that may lower the tax value after the sale. The basement Has an egress window for future finishing Nice big newer garage with electric door opener for Mn winter weather. Home had been remodeled between 2004 - 2016 with paint, flooring, plumbing, electrical, windows, cabinets. etc. Real convenient location for commuting to Mlps. or St. Paul near Hwy 61, I35E, Hwy 96. Parks and new schools too. Grocery stores, restaurants, White Bear License Center, and police and fire depts. close too for good insurance rates.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1924

LevelsOne

Living area740 sqft

Above-grade finished740 sqft

Below-grade finished0 sqft

Lot size0.309 acres (100x135)

Days on market35

ListedAug 18, 2025

MLS #NST6774684

CountyRamsey

SubdivisionRamaleys Park, White Bear, Lak

Parcel #143022340146

Facts & features

Interior

Bedrooms: 1
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Window Unit(s)
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator

Property

Levels / stories: One
Garage: 2 spaces · 24x24 · 576 sqft
Parking features: Detached Garage, Asphalt, Garage Door Opener, No Int Access to Dwelling, RV Access/Parking
Exterior features: Cement Board, Metal, Stucco
Fencing: Wood
Lot size: 0.309 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block · 560 sqft
Roof: Age Over 8 Years, Unspecified Shingle
Year built: 1924

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Ramaleys Park, White Bear, Lak
HOA: No HOA
School district: 624 - White Bear Lake
High school district: White Bear Lake

Financial & listing details

Annual tax: $4,482 (2025)
Listed: Aug 18, 2025
Days on market: 35
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Drain Tiled, Egress Window(s), Full

HeatingForced Air

CoolingWindow Unit(s)

LaundryLower Level

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator

DiningLiving/Dining Room

AmenitiesCeiling Fan(s), Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorCement Board, Metal, Stucco

RoofAge Over 8 Years, Unspecified Shingle

FoundationBlock

Foundation area560 sqft

Lot featuresCorner Lot, Tree Coverage - Medium

Road frontageCity Street, Curbs, Paved Streets, Storm Sewer

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener, No Int Access to Dwelling, RV Access/Parking

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$4,482

Tax year2025

Taxes w/ assessments4482

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District624 - White Bear Lake

District number624

District phone6514077500

High schoolWhite Bear Lake

SODL flat fee brokerage

$4,740Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,740

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,815/mo

Principal & interest$1,356

Property taxes$374

Home insurance (est.)$86

Down payment

$51,599

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.