Does this property have an HOA?

Yes. The HOA fee is $125 per month.

What are the annual property taxes?

Annual property taxes are $7,606 (2025).

Does this home have a garage?

Yes, this home has a 5-car garage.

How long has this property been on the market?

This property was listed for 137 days.

Pending

$625,000

$178/sqft

Ridgewood Second Add

19701 Rush Street NW, Elk River, MN, 55330

6 Bedrooms4 Bathrooms3,512 Square Feet1.25 Acres

Days on market137

Year built1987

Garage spaces5

HOA / month$125

TypeResidential

Est. $15,750buyer credit when you buy with SODL

About this home

Located at the end of a cul-de-sac in the mature Ridgewood development, this property sits on a private 1.25 acres, adjoining heavily wooded public land. This turn-key home features 6BR/4BA plus executive office, formal & informal dining rooms, four-season sunroom with vault ceilings & gas fireplace, walkout lower-level with brick wood/gas fireplace. 3-bedrooms on one level, private primary suite, deep soaking tub in shared bath. Lowest level has a 3rd living room, 2 bedrooms and storage closet. Enjoy the outdoors from the front sitting porch or overlooking the backyard from the deck. A portion of the garage was converted into a huge mudroom, designated laundry room and a 1/2 bathroom. Updated kitchen includes stainless steel appliances (2022. Additional upgrades include new skylights & window sashes in sunroom (2019 w/ 20yr warranty), new roof (2020), Samsung washer and dryer (2020), AC (2023) and new garage door openers (2025). 7-zone programed lawn irrigation. 3-stall detached 28'x36' heated-insulated shop with vaulted rafters. Concrete pad large enough for full-court basketball. Did you know Elk River has a ski hill? Scenic views from Top of the World Park are just steps from this residence. For additional $50/yr you receive a key to the tow-house for a ski-in/ski-out experience. See supplements for more info about the Woodland Trails Regional Park trail system and local amenities.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1987

LevelsFour or More Level Split

Living area3,512 sqft

Above-grade finished2,109 sqft

Below-grade finished1,403 sqft

Lot size1.25 acres (125x298x36x199x257)

Days on market137

ListedSep 17, 2025

MLS #NST6782816

CountySherburne

SubdivisionRidgewood Second Add

Parcel #75004740190

Facts & features

Interior

Bedrooms: 6
Bathrooms: 4
Bath breakdown: 3 full / 1 half
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Central Vacuum, Chandelier, Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Fuel Tank - Owned, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories: Four or More Level Split
Garage: 5 spaces · 1,816 sqft
Parking features: Attached Garage, Detached Garage, Asphalt, Concrete, Electric, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Patio & porch: Deck, Front Porch, Porch
Other structures: Garage(s)
Lot size: 1.25 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Block
Foundation: 2,109 sqft
Roof: Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Year built: 1987

Utilities

Water: Drilled, Private, Well
Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Oil, Propane

Community & HOA

Subdivision: Ridgewood Second Add
HOA: $125/annual
HOA name: Ridgewood Association
HOA phone: 7634414645
HOA includes: Shared Amenities
School district: Elk River

Financial & listing details

Annual tax: $7,606 (2025)
Listed: Sep 17, 2025
Days on market: 137
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths3

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Egress Window(s), Finished, Full, Storage Space

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces2

LaundryGas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup

AppliancesCentral Vacuum, Chandelier, Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Fuel Tank - Owned, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

DiningEat In Kitchen, Informal Dining Room, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Deck, French Doors, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Paneled Doors, Porch, Skylight, In-Ground Sprinkler, Sun Room, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle, Asphalt, Pitched

Foundation area2,109 sqft

Patio/porchDeck, Front Porch, Porch

Lot featuresProperty Adjoins Public Land, Tree Coverage - Medium

Road frontageCity Street, Cul De Sac, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Private, Well

SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field

FuelOil, Propane

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Concrete, Electric, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage, Storage

Garage spaces5

Garage size1,816 sqft

Financial details

Annual taxes$7,606

Tax year2025

Taxes w/ assessments7606

Assessment pendingNo

HOA fee$125

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2241

District phone7632413400

High schoolElk River

SODL flat fee brokerage

$15,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $15,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,252/mo

Principal & interest$3,285

Property taxes$634

Home insurance (est.)$208

HOA fees$125

Down payment

$125,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.