Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,086 (2025).

What school district is this property in?

This property is in the 463 - Eden Valley-Watkins school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 24 days.

No photos available

Sold / Closed

$420,000

Sold price · Closed Aug 14, 2026

$195/sqft

Cedar Island Cove

19386 Cedar Island Lake Road, Richmond, MN, 56368

3 Bedrooms3 Bathrooms2,206 Square Feet1.063 Acres

Days on market24

Year built2007

Garage spaces3

TypeResidential

Est. $9,897buyer credit when you buy with SODL

About this home

Situated on 1.06 acres, this well-maintained bi-level home offers 3 bedrooms, 3 bathrooms, and plenty of space both inside and out. The main level features an open-concept kitchen, dining, and living area highlighted by abundant granite countertops, along with two bedrooms.The lower level offers a spacious family room filled with natural light from numerous lookout windows, a dry bar complete with a mini fridge, an additional bedroom, and ample storage space. The laundry room is conveniently located just off the entryway.The insulated and heated three-stall garage provides plenty of room for vehicles, tools, and toys. Enjoy country living on a beautiful lot while still being within easy reach of area amenities. Located in an area offering both Eden Valley-Watkins and ROCORI school options.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2007

LevelsSplit Entry (Bi-Level)

Living area2,206 sqft

Above-grade finished1,242 sqft

Below-grade finished964 sqft

Lot size1.063 acres (77x105x90x148x249x214x38x50x77)

Days on market24

ListedJun 1, 2026

MLS #NST7072554

CountyStearns

SubdivisionCedar Island Cove

Parcel #23141540902

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Dual Fuel/Off Peak, Forced Air, Heat Pump
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 35x25 · 875 sqft
Parking features: Attached Garage, Gravel, Concrete, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch: Porch
Exterior features: Stone, Vinyl
Lot size: 1.063 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,064 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 2007

Utilities

Water: Drilled, Private, Well
Sewer: Private Sewer, Septic System Compliant - Yes
Fuel: Propane

Community & HOA

Subdivision: Cedar Island Cove
HOA: No HOA
School district: 463 - Eden Valley-Watkins
High school district: Eden Valley-Watkins

Financial & listing details

Annual tax: $2,086 (2025)
Listed: Jun 1, 2026
Days on market: 24
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Finished, Full

HeatingDual Fuel/Off Peak, Forced Air, Heat Pump

CoolingCentral Air

LaundryLaundry Room

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningBreakfast Bar, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Kitchen Center Island, Natural Woodwork, Tile Floors, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area1,064 sqft

Patio/porchPorch

Lot featuresCorner Lot, Tree Coverage - Medium

Road frontagePaved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Private, Well

SewerPrivate Sewer, Septic System Compliant - Yes

FuelPropane

Parking & garage

ParkingAttached Garage, Gravel, Concrete, Garage Door Opener, Heated Garage, Insulated Garage

Garage spaces3

Garage size875 sqft

Financial details

Annual taxes$2,086

Tax year2025

Taxes w/ assessments2086

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District463 - Eden Valley-Watkins

District number463

District phone3204532900

High schoolEden Valley-Watkins

SODL flat fee brokerage

$9,897Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,897

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,576/mo

Principal & interest$2,259

Property taxes$174

Home insurance (est.)$143

Down payment

$85,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.