Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,721.28 (2026).

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 194 days.

Listed at

$900,000

$260/sqft

Larsons Heritage Oaks

1928 140th Lane, Ham Lake, MN, 55304

4 Bedrooms3 Bathrooms3,460 Square Feet1.67 Acres

Days on market194

Year built2004

Garage spaces4

TypeResidential

Est. $24,000buyer credit when you buy with SODL

Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Welcome to this stunning executive-style two-story home nestled on over 1.5 acres on Lake Amelia. It offers 4 spacious bedrooms and 3 baths, thoughtfully designed for comfort, style, and functionality. Enjoy beautiful views of Lake Amelia from the vaulted sunroom—an ideal space for morning coffee, quiet evenings, or year-round relaxation. The main level features a warm and inviting living area centered around a beautiful stone-front gas fireplace, perfect for gatherings. A dedicated den/office provides flexible space for work or study. The kitchen boasts raised-panel cabinetry, stainless steel appliances, and elegant granite countertops, creating a refined and highly functional culinary space. Upstairs, a generous bonus room sits above the oversized garage, offering endless possibilities—playroom, studio, fitness area, or additional lounge space. The walkout lower level is ready for future finishing, giving you the opportunity to expand and customize to your needs. Recent updates include a new roof and siding in 2024, ensuring peace of mind and excellent curb appeal. Some additional features: heated garage with epoxy floors, outdoor patio w/firepit, newly refinished wood floors and raised panel cabinetry. You will love the custom closet organizers. This is an exceptional opportunity you won’t want to miss.

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built2004

LevelsTwo

Living area3,460 sqft

Above-grade finished3,460 sqft

Below-grade finished0 sqft

Lot size1.67 acres (n/a)

Days on market194

ListedMar 13, 2026

MLS #NST7030720

CountyAnoka

SubdivisionLarsons Heritage Oaks

Parcel #333223220018

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Exhaust Fan, Humidifier, Microwave, Refrigerator, Wall Oven, Water Softener Owned

Property

Levels / stories: Two
Garage: 4 spaces · 1,060 sqft
Parking features: Attached Garage
Patio & porch: Covered, Front Porch
Exterior features: Metal, Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Concrete
Foundation: Block · 1,240 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2004

Utilities

Water: Well
Sewer: Private Sewer
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Larsons Heritage Oaks
HOA: No HOA
HOA includes: Other
School district: Anoka-Hennepin

Financial & listing details

Annual tax: $4,721.28 (2026)
Tax with assessments: 4790.3
Listed: Mar 13, 2026
Days on market: 194
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementFull, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Upper Level

AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Exhaust Fan, Humidifier, Microwave, Refrigerator, Wall Oven, Water Softener Owned

DiningBreakfast Area, Eat In Kitchen, Informal Dining Room, Living/Dining Room, Other

AmenitiesCeiling Fan(s), Dock, Exercise Room, Hardwood Floors, Kitchen Window, Local Area Network, Natural Woodwork, Patio, Porch, Security System, In-Ground Sprinkler, Sun Room, Tile Floors, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features2nd Floor Laundry, 3 BR on One Level, 4 BR on One Level

Exterior & lot

ExteriorMetal, Vinyl

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,240 sqft

Patio/porchCovered, Front Porch

Lot featuresCorner Lot, Irregular Lot, Tree Coverage - Light

Road frontageTownship

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerPrivate Sewer

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces4

Garage size1,060 sqft

Financial details

Annual taxes$4,721.28

Tax year2026

Taxes w/ assessments4790.3

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number663

District phone7635061000

High schoolAnoka-Hennepin

SODL flat fee brokerage

$24,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $24,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,423/mo

Principal & interest$4,730

Property taxes$393

Home insurance (est.)$300

Down payment

$180,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.