Listed at
$499,900
$347/sqft

Bakkes Agate Bay

19275 328th Avenue, Isle, MN, 56342
3  Bedrooms2  Bathrooms1,440  Square Feet0.788  Acres
Days on market50
Year built1963
Garage spaces2
TypeResidential
Est. $11,997buyer credit when you buy with SODL
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About this home

Stunning lakeside retreat on the NE Shores of Mille Lacs in Agate Bay! Experience the perfect "Up North" lifestyle in this immaculate 3-bedroom, 2-bathroom cabin. Boasting classic log and stone siding, this residence sits on a deep .79-acre lot with 75 feet of pristine shoreline—featuring a desirable gravel-to-rock bottom perfect for swimming. The dock is included, so you can start enjoying the lake on day one! Inside, the home is bathed in natural light from vaulted ceilings and skylights. The interior exudes warmth with extensive tongue and groove craftsmanship throughout. The custom stainless steel kitchen features large windows, a new quartz center island, and a built-in beverage fridge. Comfort is guaranteed year-round with a gas fireplace, in-floor heat, and a new mini-split system, all wrapped in high-efficiency spray foam insulation. There is the convenience of 2 bedrooms and a full bathroom on the main floor. The walk-out basement leads to beautifully landscaped grounds, including paved pathways, dual patios, and an inground sprinkler system. Storage is a breeze with the 24x28 heated and spray-foam insulated garage. Whether you're watching world-class sunsets from the oversized deck or relaxing in the bright, airy family room, this home is a rare find.  This As-Is home is only 90 minutes from the twin cities/ easy drive! Don’t miss your chance to own a piece of Mille Lacs Lake!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1963
LevelsOne
Living area1,440 sqft
Above-grade finished920 sqft
Below-grade finished520 sqft
Lot size0.788 acres (76x449x75x466)
Days on market50
ListedJun 24, 2026
MLS #NST7097576
CountyAitkin
SubdivisionBakkes Agate Bay
Parcel #161069400

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Baseboard, Ductless Mini-Split, Fireplace(s), In-Floor Heating
Cooling
Ductless Mini-Split
Appliances
Dishwasher, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler

Property

Levels / stories
One
Garage
2 spaces · 24x28 · 672 sqft
Parking features
Detached Garage
Patio & porch
Deck, Patio
Exterior features
Stone, Log Siding
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,440 sqft
Roof
Age Over 8 Years, Asphalt, Flat, Pitched
Year built
1963

Utilities

Water
4-Inch Submersible, Drilled, Private, Well
Sewer
Holding Tank
Fuel
Propane
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision
Bakkes Agate Bay
HOA
No HOA
School district
473 - Isle
High school district
Isle

Financial & listing details

Annual tax
$3,052 (2026)
Listed
Jun 24, 2026
Days on market
50 · 96 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock
HeatingBaseboard, Ductless Mini-Split, Fireplace(s), In-Floor Heating
CoolingDuctless Mini-Split
Fireplaces1
LaundryIn Basement, Electric Dryer Hookup, Laundry Room, In Unit
AppliancesDishwasher, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler
DiningInformal Dining Room, Living/Dining Room
AmenitiesCable, Ceiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Panoramic View, Skylight, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStone, Log Siding
RoofAge Over 8 Years, Asphalt, Flat, Pitched
FoundationBlock
Foundation area1,440 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Medium
Road frontageCounty Road, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Private, Well
SewerHolding Tank
FuelPropane

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size672 sqft

Financial details

Annual taxes$3,052
Tax year2026
Taxes w/ assessments3052
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District473 - Isle
District number473
District phone3206763146
High schoolIsle
SODL flat fee brokerage
$11,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,048/mo
Principal & interest$2,627
Property taxes$254
Home insurance (est.)$167
%
$99,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

19275 328th Avenue, Isle, MN, 56342

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Listing information

MLS #NST7097576
StatusClosed
Last updatedAug 18, 2026, 2:34 PM
Originally listedJun 27, 2026, 12:00 AM
Listing officeKeller Williams Realty Professionals

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.