Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,424 (2026).

What school district is this property in?

This property is in the 728 - Elk River school district.

How long has this property been on the market?

This property was listed for 11 days.

No photos available

Sold / Closed

$400,000

Sold price · Closed Jun 12, 2026

$236/sqft

Orono

1920 Main Street NW, Elk River, MN, 55330

3 Bedrooms2 Bathrooms1,696 Square Feet0.22 Acres

Days on market11

Year built1963

ParkingGravel

TypeResidential

Est. $9,000buyer credit when you buy with SODL

About this home

Experience the best of lakeside living in this beautifully maintained 1.5-story home featuring 69 feet of private shoreline on Orono Lake. The exterior boasts peace of mind with a new roof and siding installed in 2025, complemented by a fully fenced backyard and a paver patio perfect for overlooking the water. Inside, the main level features new windows throughout, classic hardwood floors, a full bathroom, and a bedroom, while the kitchen is equipped with modern stainless steel appliances, soft close drawers and pullout shelves in the lower cabinets. The upper level offers two additional bedrooms and a unique sitting room that provides elevated views of the lake. The basement includes a convenient half-bath. This property includes a private dock and is walking distance from shopping, dining, Hiking Trails, Splash Pad, Library and other amenities of Elk River.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1963

LevelsOne and One Half

Living area1,696 sqft

Above-grade finished1,396 sqft

Below-grade finished300 sqft

Lot size0.22 acres (76x140x69x129)

Days on market11

ListedMay 6, 2026

MLS #NST7042244

CountySherburne

SubdivisionOrono

Parcel #75004130320

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Boiler
Cooling: None
Appliances: Dishwasher, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: One and One Half
Parking features: Gravel
Patio & porch: Patio
Exterior features: Vinyl
Fencing: Chain Link
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 698 sqft
Roof: Age 8 Years or Less
Year built: 1963

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Orono
HOA: No HOA
School district: 728 - Elk River
High school district: Elk River

Financial & listing details

Annual tax: $4,424 (2026)
Listed: May 6, 2026
Days on market: 11
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementUnfinished

HeatingBoiler

CoolingNone

LaundryIn Basement

AppliancesDishwasher, Range, Refrigerator, Stainless Steel Appliances

DiningInformal Dining Room, Living/Dining Room

AmenitiesDock, Hardwood Floors, Kitchen Window, Natural Woodwork, Patio

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less

FoundationBlock

Foundation area698 sqft

Patio/porchPatio

Lot featuresAccessible Shoreline, Tree Coverage - Light

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingGravel

Garage spaces0

Garage size0 sqft

Financial details

Annual taxes$4,424

Tax year2026

Taxes w/ assessments4424

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District728 - Elk River

District number728

District phone7632413400

High schoolElk River

SODL flat fee brokerage

$9,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,604/mo

Principal & interest$2,102

Property taxes$369

Home insurance (est.)$133

Down payment

$80,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.