Listed at
$549,000
$241/sqft

Interlachen Gardens, , Ramsey Co

1905 Garden Lane, White Bear Lake, MN, 55110
4  Bedrooms2  Bathrooms2,281  Square Feet0.407  Acres
Days on market18
Year built1979
Garage spaces4
TypeResidential
Est. $13,470buyer credit when you buy with SODL
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About this home

Welcome to this beautifully maintained 4-bedroom, 2-bathroom home situated on a rare, sprawling 0.4-acre double lot! Nestled in a highly sought-after White Bear Lake neighborhood, you are just moments away from the vibrant shopping, dining, schools and lakeside charm of downtown White Bear Lake. From the moment you arrive, the incredible curb appeal, meticulous landscaping, private fenced-in backyard, and brand-new roof, gutters, soffit, and fascia (2025) will catch your eye. The inviting main level features Karndean luxury vinyl plank flooring and an updated kitchen complete with a Cambria quartz island countertop and newer premium appliances, including a JennAir downdraft oven and refrigerator. The main level also holds two comfortable bedrooms and a full bathroom. Head upstairs to find the ultimate hangout space—a massive bonus room complete with a cozy gas fireplace. The fully remodeled basement (2021-2022) offers two additional bedrooms, a 3/4 bathroom, and an abundance of storage space. Rest easy knowing the big-ticket maintenance items are already done, including a high-efficiency furnace with central air and an Aprilaire purification system (2021), an updated electrical panel with a fireman shutoff (2025), and a new water heater. Car enthusiasts, hobbyists, and outdoor lovers will be thrilled by the parking options. In addition to the attached 2-stall garage with an insulated garage door, the property features a detached outbuilding. This oversized 2-stall garage is the perfect setup for a workshop, boat storage, or keeping all your favorite toys. Don't miss the chance to make this deeply cared-for, turn-key gem your own! Click the link to explore the full photo gallery and take the 3D virtual tour today.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1979
LevelsOne and One Half
Living area2,281 sqft
Above-grade finished1,606 sqft
Below-grade finished675 sqft
Lot size0.407 acres (142x143x145x108)
Days on market18
ListedSep 8, 2026
MLS #NST7140756
CountyRamsey
SubdivisionInterlachen Gardens, , Ramsey Co
Parcel #113022340087

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One and One Half
Garage
4 spaces · 23x21 23x17 · 483 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener, Insulated Garage, Storage
Patio & porch
Deck, Patio, Rear Porch
Exterior features
Brick Veneer, Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 810 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
1979

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Interlachen Gardens, , Ramsey Co
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$6,990 (2026)
Listed
Sep 8, 2026
Days on market
18
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Drain Tiled, Egress Window(s), Finished, Storage Space, Sump Pump, Tile Shower
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesDishwasher, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Other, Patio, Paneled Doors, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special featuresPrimary Bdr Suite

Exterior & lot

ExteriorBrick Veneer, Vinyl
RoofAge 8 Years or Less, Architectural Shingle
FoundationBlock
Foundation area810 sqft
Patio/porchDeck, Patio, Rear Porch
Lot featuresIrregular Lot, Tree Coverage - Medium
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Insulated Garage, Storage
Garage spaces4
Garage size483 sqft

Financial details

Annual taxes$6,990
Tax year2026
Taxes w/ assessments6990
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$13,470Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,470

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,651/mo
Principal & interest$2,885
Property taxes$583
Home insurance (est.)$183
%
$109,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1905 Garden Lane, White Bear Lake, MN, 55110

Listing information

MLS #NST7140756
StatusActive
Last updatedSep 25, 2026, 5:54 PM
Originally listedSep 11, 2026, 12:00 AM
Listing officePOP Realty MN

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.