Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,398 (2025).

What school district is this property in?

This property is in the 238 - Unity school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 61 days.

Listed at

$374,900

$378/sqft

Half Moon Bay

1891 Breezy Bay Road, Balsam Lake, WI, 54810

2 Bedrooms2 Bathrooms992 Square Feet1.06 Acres

Days on market61

Year built1970

Garage spaces1

TypeResidential

Est. $8,247buyer credit when you buy with SODL

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About this home

Turnkey Lake Life at Half Moon Harbor ~ Your perfect lake cabin, investment property, or both. Welcome to the tranquil shores of Half Moon—known for crystal-clear water and great fishing—just 10 minutes from downtown Balsam Lake. This inviting cabin offers 2 bedrooms and 2 bathrooms, with beautiful lake views from the kitchen, living room, and deck. The expansive yard is ideal for entertaining, yard games, and cozy nights around the fire making s’mores under the stars. Fully turnkey and furnished—simply arrive and enjoy, or start welcoming guests right away. Whether you’re seeking a personal retreat or an income-producing getaway, this property delivers easy, Western Wisconsin lake living at its best!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1970

LevelsTwo

Living area992 sqft

Above-grade finished560 sqft

Below-grade finished432 sqft

Lot size1.06 acres (100x437x98x457)

Days on market61

ListedMar 2, 2026

MLS #NST7029096

CountyPolk

SubdivisionHalf Moon Bay

Parcel #040015520000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Range, Refrigerator, Washer

Property

Levels / stories: Two
Garage: 1 space · 16x22 · 352 sqft
Parking features: Detached Garage, Gravel
Patio & porch: Deck
Exterior features: Metal, Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block · 432 sqft
Roof: Age 8 Years or Less, Architectural Shingle
Year built: 1970

Utilities

Water: Drilled
Sewer: Tank with Drainage Field
Fuel: Propane

Community & HOA

Subdivision: Half Moon Bay
HOA: No HOA
School district: 238 - Unity
High school district: Unity

Financial & listing details

Annual tax: $3,398 (2025)
Listed: Mar 2, 2026
Days on market: 61 · 41 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Walkout

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesDryer, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesDeck

AccessibilityNone

Exterior & lot

ExteriorMetal, Wood

RoofAge 8 Years or Less, Architectural Shingle

FoundationBlock

Foundation area432 sqft

Patio/porchDeck

Lot featuresAccessible Shoreline, Tree Coverage - Light, Underground Utilities

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled

SewerTank with Drainage Field

FuelPropane

Parking & garage

ParkingDetached Garage, Gravel

Garage spaces1

Garage size352 sqft

Financial details

Annual taxes$3,398

Tax year2025

Taxes w/ assessments3398

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District238 - Unity

District numberW238

District phone7158253515

High schoolUnity

SODL flat fee brokerage

$8,247Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,247

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,378/mo

Principal & interest$1,970

Property taxes$283

Home insurance (est.)$125

Down payment

$74,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.