Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $8,358 (2026).

What school district is this property in?

This property is in the 728 - Elk River school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 71 days.

Listed at

$429,900

$176/sqft

18897 NW Waco Street NW

18897 NW Waco Street NW, Elk River, MN, 55330

3 Bedrooms3 Bathrooms2,440 Square Feet10 Acres

Days on market71

Year built2001

Garage spaces3

TypeResidential

Est. $9,897buyer credit when you buy with SODL

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About this home

Very private and secluded one owner home on 10 acres in Elk River close to town is an Estate and being Sold As Is. Many options here from just some updating (Flooring) to possible split of a lot or two per the City of Elk River, build a pole barn or enjoy as is. Three bedrooms on the main, wonderful sunroom with decks connected on each sides, nice size eat in kitchen with separate dining room, two sided fireplace for those cool nights. Very big garage with stairway leading to basement for all your home projects. Basement that is waiting to be finished has two walkouts and one service door to the backyard. Extra bonus is the creek flowing through property goes to Lake Orono down the road. The little island by the creek comes with the house. Stop by and take a look! Thank you

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2001

LevelsOne

Living area2,440 sqft

Above-grade finished2,440 sqft

Below-grade finished0 sqft

Lot size10 acres (300X1452)

Days on market71

ListedJul 20, 2026

MLS #NST7105502

CountySherburne

Parcel #75001303400

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Dishwasher, Double Oven, Electric Water Heater, Freezer, Indoor Grill, Microwave, Refrigerator

Property

Levels / stories: One
Garage: 3 spaces · 40X30.75 · 1,230 sqft
Parking features: Attached Garage, Asphalt
Patio & porch: Deck, Front Porch, Patio
Exterior features: Cedar, Concrete, Wood
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Concrete, Frame, Steel Siding
Foundation: See Remarks · 2,494 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 2001

Utilities

Water: Well
Sewer: Private Sewer
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 728 - Elk River
High school district: Elk River

Financial & listing details

Annual tax: $8,358 (2026)
Listed: Jul 20, 2026
Days on market: 71
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Full, Storage Space, Sump Basket, Unfinished, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryMain Level, Sink, Washer Hookup

AppliancesCooktop, Dishwasher, Double Oven, Electric Water Heater, Freezer, Indoor Grill, Microwave, Refrigerator

DiningBreakfast Bar, Breakfast Area, Eat In Kitchen, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Porch, Skylight, Sun Room, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityOther

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorCedar, Concrete, Wood

RoofAge Over 8 Years, Asphalt

FoundationSee Remarks

Foundation area2,494 sqft

Patio/porchDeck, Front Porch, Patio

Lot featuresIrregular Lot, Island/Peninsula, Tree Coverage - Heavy, Tree Coverage - Medium

Road frontageCity Street, Paved Streets, Township

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerPrivate Sewer

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces3

Garage size1,230 sqft

Financial details

Annual taxes$8,358

Tax year2026

Taxes w/ assessments8358

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District728 - Elk River

District number728

District phone7632413400

High schoolElk River

SODL flat fee brokerage

$9,897Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,897

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,099/mo

Principal & interest$2,259

Property taxes$697

Home insurance (est.)$143

Down payment

$85,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.