Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $464 (2026).

What school district is this property in?

This property is in the 480 - Onamia school district.

How long has this property been on the market?

This property has been listed for 119 days.

Listed at

$76,900

Port Mille Lacs Captains Cove

187XX Harbor Drive, Garrison, MN, 56450

0.787 Acres

Days on market119

TypeLand

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About this home

Here is an exciting opportunity to get on the rippling waters of MilleLacs Lake at a price you can afford! A wooded harbor lot on MilleLacs awaits you here - approx. .78 acre lot with approx. 85' of harbor frontage. LOCATION! Just a few minutes S of Garrison, so much to do around MilleLacs with bountiful area trails, parks, golf, restaurants, casino and about a 1/2 hour drive to Brainerd amenities. City sewer pipe is stubbed in along Harbor Dr. Check with county land services for your possible building plans or intended lot use and get ready to enjoy mighty MilleLacs!

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Home facts

Property typeLand

Lot size0.787 acres (147x72x303xirrx209)

Days on market119

ListedMay 30, 2026

MLS #NST7084880

CountyMille Lacs

SubdivisionPort Mille Lacs Captains Cove

Parcel #099631041

Facts & features

Interior

Bathrooms: 0

Property

View: Harbor
Waterfront: Channel Shore
Lot size: 0.787 acres
Lot dimensions: 147x72x303xirrx209
Lot features: Tree Coverage - Heavy
Road frontage: Township

Construction

Property type: Land

Utilities

Utilities: Electricity Available, None Connected, Private Well Available, Sewer Available

Community & HOA

Subdivision: Port Mille Lacs Captains Cove
HOA: No HOA
School district: 480 - Onamia
High school district: Onamia

Financial & listing details

Annual tax: $464 (2026)
Listed: May 30, 2026
Days on market: 119
Inclusions: For Sale Sign,Platted

Interior details

Total bathrooms0

Exterior & lot

Lot featuresTree Coverage - Heavy

Road frontageTownship

ZoningShoreline

Utilities

Parking & garage

Financial details

Annual taxes$464

Tax year2026

Taxes w/ assessments464

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District480 - Onamia

District number480

District phone3205324174

High schoolOnamia

SODL flat fee brokerage

$0Estimated buyer credit

SODL platform fee $2,307Your buyer credit $0

Buyer-side commission

3.0%

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When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Estimated monthly payment

$468/mo

Principal & interest$404

Property taxes$39

Home insurance (est.)$26

Down payment

$15,380

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.