Sold / Closed
$400,000

Sold price · Closed May 8, 2026

$201/sqft

W F Krechs Add To, White Be

1872 4th Street, White Bear Lake, MN, 55110
3  Bedrooms2  Bathrooms1,944  Square Feet0.233  Acres
Days on market19
Year built1947
Garage spaces2
TypeResidential
Est. $8,697buyer credit when you buy with SODL

About this home

Experience the perfect blend of small-town charm and modern luxury in this meticulously updated 3BR home! Located just blocks from the lake and the vibrant heart of downtown White Bear Lake, you can stroll to local boutiques and restaurants. The heart of the home is a classy kitchen featuring Cambria quartz countertops, stainless appliances with a gas range, and soft-close cabinetry. Relax in the sunroom overlooking an expansive, and landscaped backyard with lush perennials. Enjoy total peace of mind with many updates under 10 years old: roof, siding, trim, Pex plumbing, Bryant furnace, central air, washer and dryer, closet organizer, water heater and water softener and Bluetooth lighting. Check out the spacious 2-car garage with plenty of off street parking on this concrete driveway. Move-in ready and designed for a lifestyle of convenience and style. A true must-see!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1947
LevelsOne and One Half
Living area1,944 sqft
Above-grade finished1,276 sqft
Below-grade finished668 sqft
Lot size0.233 acres (88x128x87x127)
Days on market19
ListedMar 4, 2026
MLS #NST7029817
CountyRamsey
SubdivisionW F Krechs Add To, White Be
Parcel #143022320021

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One and One Half
Garage
2 spaces · 24x24 · 576 sqft
Parking features
Detached Garage, Concrete, Garage Door Opener
Patio & porch
Deck
Exterior features
Vinyl
Fencing
Full, Wood

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 864 sqft
Year built
1947

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
W F Krechs Add To, White Be
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$4,966 (2025)
Listed
Mar 4, 2026
Days on market
19
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementDrain Tiled, Egress Window(s), Finished, Sump Pump
HeatingForced Air
CoolingCentral Air
LaundryLower Level
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
AmenitiesDeck, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Porch
AccessibilityNone
Special featuresMain Floor Bedroom

Exterior & lot

ExteriorVinyl
FoundationBlock
Foundation area864 sqft
Patio/porchDeck
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete, Garage Door Opener
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$4,966
Tax year2025
Taxes w/ assessments4966
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$8,697Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,697

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,593/mo
Principal & interest$2,049
Property taxes$414
Home insurance (est.)$130
%
$77,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1872 4th Street, White Bear Lake, MN, 55110

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Listing information

MLS #NST7029817
StatusClosed
Last updatedMay 11, 2026, 7:31 PM
Originally listedMar 4, 2026, 10:54 AM
Listing officeEdina Realty, Inc.
Co-listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.