Listed at
$499,900
$375/sqft

18649 S Bay Lane

18649 S Bay Lane, Pine City, MN, 55063
2  Bedrooms2  Bathrooms1,333  Square Feet0.56  Acres
Days on market21
Year built1970
Garage spaces3
TypeResidential
Est. $11,997buyer credit when you buy with SODL
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About this home

Enjoy 125 feet of frontage on Pokegama Lake with phenomenal lake views and beautiful sunsets. This well cared for 2 bedroom, 2 bath home offers convenient one level living with a warm cabin feel throughout. The living room features a wood burning fireplace with brick surround and tongue and groove walls and ceiling. The kitchen includes stainless steel appliances, while the primary suite features a tiled shower, custom vanity, washer and dryer, and utility sink. Recent updates include newer siding and roof 2022. Outside, take in the lake views from the large deck and enjoy a spacious yard with plenty of room for outdoor activities. The included dock makes swimming, fishing, and lake days easy. The bunkhouse features a small front porch and is included in the garage count and square footage, with potential for conversion to additional usable space. The 36 x 15 bunkhouse/garage offers even more potential, with water, electric, and sewer hookups conveniently located nearby, ready for someone to finish the space to fit their needs.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1970
LevelsOne
Living area1,333 sqft
Above-grade finished1,333 sqft
Below-grade finished0 sqft
Lot size0.56 acres (125x369)
Days on market21
ListedJul 23, 2026
MLS #NST7111403
CountyPine
Parcel #0280657000

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Baseboard, Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
3 spaces · 1,116 sqft
Parking features
Detached Garage, Gravel
Patio & porch
Patio, Porch
Exterior features
Metal, Vinyl
Other structures
Bunk House

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Other · 1,333 sqft
Roof
Age 8 Years or Less
Year built
1970

Utilities

Water
Well
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas

Community & HOA

HOA
No HOA
School district
578 - Pine City
High school district
Pine City

Financial & listing details

Annual tax
$3,598 (2025)
Tax with assessments
3588
Listed
Jul 23, 2026
Days on market
21 · 2 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementPartial
HeatingBaseboard, Forced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Paneled Doors, Washer/Dryer Hookup
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Bedroom

Exterior & lot

ExteriorMetal, Vinyl
RoofAge 8 Years or Less
FoundationOther
Foundation area1,333 sqft
Patio/porchPatio, Porch
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerCity Sewer/Connected
FuelElectric, Natural Gas

Parking & garage

ParkingDetached Garage, Gravel
Garage spaces3
Garage size1,116 sqft

Financial details

Annual taxes$3,598
Tax year2025
Taxes w/ assessments3588
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District578 - Pine City
District number578
District phone3206294010
High schoolPine City
SODL flat fee brokerage
$11,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,094/mo
Principal & interest$2,627
Property taxes$300
Home insurance (est.)$167
%
$99,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

18649 S Bay Lane, Pine City, MN, 55063

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Listing information

MLS #NST7111403
StatusClosed
Last updatedAug 14, 2026, 2:43 PM
Originally listedJul 23, 2026, 9:09 AM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.