Sold / Closed
$210,000

Sold price · Closed Feb 23, 2026

$275/sqft

Lumley Add

18609 Dover Road, Clearwater, MN, 55320
2  Bedrooms1  Bathroom832  Square Feet0.74  Acres
Days on market73
Year built1994
Garage spaces2
TypeResidential
Est. $3,870buyer credit when you buy with SODL

About this home

This property offers a chance to make it your own, the home is partially finished. Sitting on a .74-acre wooded lot with 78 feet of shoreline on Long Lake & Crooked Lake (connected by a channel), it’s tucked off a quiet road surrounded by mature trees. The construction on this raised rambler, was started in 1994 and gives you the opportunity to bring your ideas and effort. The home includes a tuck-under double garage, 2 bedrooms, and 1 full bath, plus a vaulted living room overlooking the lake. A large lakeside deck and small storage shed make it easy to enjoy the setting while you work on the home. Long Lake offers excellent clarity, great fishing, and over 68 acres of water for boating and summer fun. Located just outside Clearwater, you’ll enjoy a peaceful lake setting with convenient access to town. If you're looking for a lake place you can improve and put your stamp on, this could be the one. Being sold 'as is'.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1994
LevelsTwo
Living area832 sqft
Above-grade finished832 sqft
Below-grade finished0 sqft
Lot size0.74 acres (L78x368x120x335)
Days on market73
ListedNov 4, 2025
MLS #NST6805387
CountyStearns
SubdivisionLumley Add
Parcel #19107490000

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 full
Heating
Baseboard
Cooling
None
Appliances
None

Property

Levels / stories
Two
Garage
2 spaces · 520 sqft
Parking features
Attached Garage, Tuckunder Garage
Patio & porch
Deck
Exterior features
Stucco
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 832 sqft
Roof
Age Over 8 Years, Pitched
Year built
1994

Utilities

Water
4-Inch Submersible
Sewer
Mound Septic, Private Sewer, Septic System Compliant - Yes
Fuel
Electric, Natural Gas

Community & HOA

Subdivision
Lumley Add
HOA
No HOA
School district
876 - Annandale
High school district
Annandale

Financial & listing details

Annual tax
$2,096 (2025)
Listed
Nov 4, 2025
Days on market
73
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingBaseboard
CoolingNone
LaundryLaundry Room
AppliancesNone
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Paneled Doors, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorStucco
RoofAge Over 8 Years, Pitched
FoundationBlock
Foundation area832 sqft
Patio/porchDeck
Lot featuresTree Coverage - Medium
Road frontageTownship
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible
SewerMound Septic, Private Sewer, Septic System Compliant - Yes
FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Tuckunder Garage
Garage spaces2
Garage size520 sqft

Financial details

Annual taxes$2,096
Tax year2025
Taxes w/ assessments2096
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District876 - Annandale
District number876
District phone3202745602
High schoolAnnandale
SODL flat fee brokerage
$3,870Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,870

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,454/mo
Principal & interest$1,203
Property taxes$175
Home insurance (est.)$76
%
$45,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

18609 Dover Road, Clearwater, MN, 55320

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Listing information

MLS #NST6805387
StatusClosed
Last updatedAug 27, 2026, 11:41 AM
Originally listedNov 4, 2025, 8:55 AM
Listing officeOak Realty LLP

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.