Sold / Closed
$399,000

Sold price · Closed Aug 12, 2026

$286/sqft

Croixwood Seventh Add

186 Cottonwood Court, Stillwater, MN, 55082
4  Bedrooms2  Bathrooms1,395  Square Feet0.34  Acres
Days on market4
Year built1976
Garage spaces2
TypeResidential
Est. $8,970buyer credit when you buy with SODL

About this home

Located in the Croixwood neighborhood on Stillwater's west side, this lovely split-level home offers a convenient cul-de-sac setting, just minutes from downtown Stillwater. Inside, the home feels warm and cohesive throughout, featuring hardwood luxury laminate flooring and a beautifully updated kitchen. Thoughtfully updated, with maple cabinets, granite countertops, and stainless steel appliances. The home's layout offers three bedrooms and a full bathroom on the upper level, while the finished lower level adds a fourth bedroom or flex space and a second bathroom, perfect for guests, a home office, or an additional family room. Stepping outside, onto the newly built deck, the oversized yard is canopied by a shaggy bark maple, with a white pine standing just behind it. Two-year-old elderberry bushes line the back fence. This stunning home is ready for its next stewards. Schedule your showing today.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1976
LevelsThree Level Split
Living area1,395 sqft
Above-grade finished1,126 sqft
Below-grade finished269 sqft
Lot size0.34 acres (95x135x95x43x142)
Days on market4
ListedJul 15, 2026
MLS #NST7108636
CountyWashington
SubdivisionCroixwood Seventh Add
Parcel #2903020320061

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Three Level Split
Garage
2 spaces · 20x24 · 480 sqft
Parking features
Attached Garage
Patio & porch
Deck
Exterior features
Stone, Vinyl
Lot size
0.34 acres

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Brick
Foundation
Block · 1,097 sqft
Roof
Asphalt, Pitched
Year built
1976

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
100 Amp Service

Community & HOA

Subdivision
Croixwood Seventh Add
HOA
No HOA
School district
834 - Stillwater
High school district
Stillwater

Financial & listing details

Annual tax
$4,369 (2025)
Tax with assessments
4372
Listed
Jul 15, 2026
Days on market
4
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementEgress Window(s), Finished
HeatingForced Air
CoolingCentral Air
LaundryIn Basement
AppliancesDishwasher, Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningSeparate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Natural Woodwork, Paneled Doors, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorStone, Vinyl
RoofAsphalt, Pitched
FoundationBlock
Foundation area1,097 sqft
Patio/porchDeck
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size480 sqft

Financial details

Annual taxes$4,369
Tax year2025
Taxes w/ assessments4372
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District834 - Stillwater
District number834
District phone6513518301
High schoolStillwater
SODL flat fee brokerage
$8,970Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,970

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,594/mo
Principal & interest$2,097
Property taxes$364
Home insurance (est.)$133
%
$79,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

186 Cottonwood Court, Stillwater, MN, 55082

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Listing information

MLS #NST7108636
StatusClosed
Last updatedAug 13, 2026, 6:44 PM
Originally listedJul 17, 2026, 12:00 AM
Listing officeAnderson Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.