18537 395th Avenue
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About this home
Escape to the peace and privacy of Little Toad Lake with this spacious 5 bedroom, 3 bath lake home tucked away at the end of the road for the ultimate quiet lakeside setting. With incredible views, a sandy beach, and crystal-clear spring-fed water, this property delivers the kind of lake life people actually want but rarely find. The main level features a large kitchen loaded with storage and workspace, including a double oven perfect for hosting family and weekend guests. Warm knotty alder and rustic finishes throughout create the perfect upscale lake home feel. Wood ceiling details in the kitchen, dining, and living room add warmth and character, while the oversized dining area is built to accommodate large gatherings with ease. The oversized primary suite overlooks the lake and includes a large walk-in closet and private bath. Three bedrooms are conveniently located on the main floor along with main-level laundry featuring a washer and dryer. Downstairs is built for entertaining and sleeping a crowd with 2 additional bedrooms, multiple sleeping areas, and a full bar area complete with a wine fridge and separate beverage refrigerator, making this the ideal year-round lake retreat. Step outside to a maintenance-free deck and large screened-in gazebo overlooking the water — perfect for morning coffee, late-night cards, or escaping the bugs while still enjoying the lake breeze. The dock is included, and the sandy shoreline offers excellent swimming, fishing, and all-day lake enjoyment. The current owners loved the privacy, fishing, and peaceful setting so much, they chose to purchase the neighboring cabin rather than leave the area. Additional features include a 1.5 stall garage, excellent privacy, and a location just 10 minutes from Detroit Mountain Recreation Area for year-round recreation including skiing, mountain biking, and trails. Whether you’re looking for a full-time lake home, family getaway, or investment property with room for everyone — this one checks the boxes.
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Home facts
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 3
- Bath breakdown
- 3 3/4
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dishwasher, Disposal, Double Oven, Dryer, Fuel Tank - Owned, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Property
- Levels / stories
- One
- Garage
- 1.5 spaces
- Parking features
- Detached Garage, Gravel
- Patio & porch
- Deck
- Exterior features
- Vinyl
- Other structures
- Storage Shed
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Poured Concrete · 1,456 sqft
- Roof
- Age Over 8 Years
- Year built
- 2014
Utilities
- Water
- Well
- Sewer
- Septic System Compliant - Yes, Tank with Drainage Field
- Fuel
- Propane
Community & HOA
- HOA
- No HOA
- School district
- 23 - Frazee-Vergas
- High school district
- Frazee-Vergas
Financial & listing details
- Annual tax
- $2,398 (2026)
- Tax with assessments
- 2604
- Listed
- May 7, 2026
- Days on market
- 42 · 31 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
18537 395th Avenue, Frazee, MN, 56544
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
