Listed at
$575,000
$278/sqft

Milners Lake Add To, Bald

1835 Stillwater Street, White Bear Lake, MN, 55110
3  Bedrooms2  Bathrooms2,067  Square Feet0.421  Acres
Days on market3
Year built1912
Garage spaces2
TypeResidential
Est. $14,250buyer credit when you buy with SODL
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About this home

Nestled on an established corner lot near Bald Eagle Lake, this beautifully restored 1912 Craftsman-style cottage blends timeless character with polished modern living. Warm white oak hardwood floors, crisp white millwork, & exceptional craftsmanship create a bright, inviting ambiance. Entertain effortlessly in the beautifully appointed kitchen adorned with custom cabinetry, luminous quartzite countertops, & stainless-steel appliances. A charming four-season porch extends the living space with a sun-filled retreat for year-round enjoyment. The reimagined main-level primary suite offers serene comfort with a private en-suite bath & effortless everyday living. Extensive structural improvements, along with a new roof & LP SmartSide siding completed in 2024, reflect a comprehensive renovation from the inside out. Just 450 steps away, public access to Bald Eagle Lake offers a peaceful lakeside launch for kayaking & paddleboarding. With its graceful architecture, lush corner setting, meticulous restoration, & enviable proximity to the lake, this White Bear cottage truly shines.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1912
LevelsOne and One Half
Living area2,067 sqft
Above-grade finished1,682 sqft
Below-grade finished385 sqft
Lot size0.421 acres (187x161x147x57)
Days on market3
ListedSep 22, 2026
MLS #NST7146431
CountyRamsey
SubdivisionMilners Lake Add To, Bald
Parcel #113022320019

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One and One Half
Garage
2 spaces · 23x23 · 577 sqft
Parking features
Detached Garage, Asphalt
Patio & porch
Enclosed, Front Porch, Patio
Exterior features
Engineered Wood
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,079 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
1912

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Milners Lake Add To, Bald
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$5,722 (2026)
Listed
Sep 22, 2026
Days on market
3
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementDrain Tiled, Egress Window(s), Finished, Full, Sump Basket
HeatingForced Air
CoolingCentral Air
LaundryLower Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningSeparate/Formal Dining Room
AmenitiesHardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Patio, Tile Floors, Washer/Dryer Hookup
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom, Primary Bdr Suite, Renovated

Exterior & lot

ExteriorEngineered Wood
RoofAge 8 Years or Less, Architectural Shingle
FoundationBlock
Foundation area1,079 sqft
Patio/porchEnclosed, Front Porch, Patio
Lot featuresCorner Lot
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt
Garage spaces2
Garage size577 sqft

Financial details

Annual taxes$5,722
Tax year2026
Taxes w/ assessments5722
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$14,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,690/mo
Principal & interest$3,022
Property taxes$477
Home insurance (est.)$192
%
$115,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1835 Stillwater Street, White Bear Lake, MN, 55110

Listing information

MLS #NST7146431
StatusActive
Last updatedSep 26, 2026, 5:53 PM
Originally listedSep 26, 2026, 12:00 AM
Listing officeeXp Realty
Co-listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.