Listed at
$849,900
$302/sqft

18224 Turtle Bay Trail

18224 Turtle Bay Trail, Crosby, MN, 56441
3  Bedrooms3  Bathrooms2,816  Square Feet4.2  Acres
Days on market217
Year built2019
Garage spaces3
TypeResidential
Est. $22,497buyer credit when you buy with SODL
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About this home

Beautiful, well built home in 2019 with 4.2 acres and 130'+ sandy lakeshore with gradual elevation on a beautiful spring fed lake just 12 minutes to shopping in Crosslake. This hidden gem of a lake is quiet, clear, and full of panfish. The property had been a resort years ago and the boat ramp is now the beach. Tar roads all the way here and a tar driveway to the triple heated garage. Almost 3,000 sq ft including the walkout. 3 beds, 2.5 baths, wood burning fireplace, exceptional heating and cooling efficiency w/ maintenance free siding. Check the feature sheet for all the mechanicals. Primary bedroom suite on main floor, two large bedrooms below, all with walk in closets (one cedar). Incredible sunrise views across a mile of water. You'll love the laundry area and the large center island in the kitchen. Dining room leads to an enclosed screen porch and future deck. Open concept living, dining, kitchen with a beautiful fireplace and vaulted pine ceilings. Hard to find acreage with sand shore on a nice lake. Privacy is yours.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2019
LevelsOne
Living area2,816 sqft
Above-grade finished1,480 sqft
Below-grade finished1,336 sqft
Lot size4.2 acres (130x967)
Days on market217
ListedFeb 9, 2026
MLS #NST6798047
CountyCrow Wing
Parcel #77010540

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Electronic Air Filter, Exhaust Fan, Freezer, Fuel Tank - Rented, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 36x28 · 984 sqft
Parking features
Attached Garage, Gravel, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Composite Decking, Covered, Deck, Front Porch, Porch, Wrap Around
Pool
None
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Concrete, Frame
Foundation
1,480 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2019

Utilities

Water
4-Inch Submersible, Drilled, Private, Well
Sewer
Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel
Propane
Electric
200+ Amp Service

Community & HOA

HOA
No HOA
School district
Crosby-Ironton

Financial & listing details

Annual tax
$2,772 (2025)
Listed
Feb 9, 2026
Days on market
217 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementEgress Window(s), Finished, Full, Concrete, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces2
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Electronic Air Filter, Exhaust Fan, Freezer, Fuel Tank - Rented, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningInformal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, Porch, Panoramic View, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityDoors 36"+, Door Lever Handles
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area1,480 sqft
Patio/porchComposite Decking, Covered, Deck, Front Porch, Porch, Wrap Around
Lot featuresAdditional Land Available, Accessible Shoreline, Irregular Lot, Tree Coverage - Medium
Road frontagePaved Streets, Township
Road responsibilityPublic Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Private, Well
SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field
FuelPropane

Parking & garage

ParkingAttached Garage, Gravel, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces3
Garage size984 sqft

Financial details

Annual taxes$2,772
Tax year2025
Taxes w/ assessments2772
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number904
District phone2185458801
High schoolCrosby-Ironton
SODL flat fee brokerage
$22,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $22,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,981/mo
Principal & interest$4,467
Property taxes$231
Home insurance (est.)$283
%
$169,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

18224 Turtle Bay Trail, Crosby, MN, 56441

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Listing information

MLS #NST6798047
StatusPending
Last updatedFeb 25, 2026, 2:33 PM
Originally listedFeb 24, 2026, 12:00 AM
Listing officeRE/MAX Results - Crosslake

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.