Listed at
$539,000
$317/sqft

18156 420th Street

18156 420th Street, Winger, MN, 56592
4  Bedrooms2  Bathrooms1,700  Square Feet20  Acres
Days on market127
Year built2024
Garage spaces2
TypeResidential
Est. $13,170buyer credit when you buy with SODL
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About this home

Rarely does a property come available that combines premier lakefront living, proven hunting history, complete privacy, and a newly constructed home all in one package. Located in Polk County near Fertile, Minnesota, this exceptional 20-acre property on Maltrud Lake offers a true turnkey opportunity for the outdoor enthusiast seeking year-round recreation, relaxation, and comfortable modern living. Built in the fall of 2024, the 30x70 slab-on-grade home was thoughtfully designed for low-maintenance living and maximum comfort. The home features four bedrooms and two bathrooms with in-floor heat throughout, creating an efficient and comfortable atmosphere during every season. Spray foam insulation, central air conditioning, a heat pump system, LED lighting, and a tankless on-demand water heater all contribute to the home’s energy efficiency and modern functionality. Inside, the open-concept kitchen, dining, and living area creates an inviting space for entertaining family and guests after a day outdoors. Vaulted ceilings, custom woodwork, and an electric fireplace add warmth and character throughout the home. Most furnishings are included, down to the dishes and kitchen utensils, allowing the new owner to move right in and immediately enjoy the property. All appliances will remain with the home, and high-speed internet is already connected for those working remotely or staying connected year-round. The attached heated two-stall garage doubles as an outstanding entertainment area complete with a full bar setup and included 20-gun Browning safe. A screened garage setup helps maximize enjoyment during buggy seasons, while the outdoor patio fan assists in keeping insects at bay during summer evenings. Outside, the professionally landscaped yard features a large paver patio, flower beds, lakeside fire pit area, and beautiful views overlooking Maltrud Lake. There is a full camper hookup on the south side of the house and generator hook up from back up capabilities. For hunters and outdoor enthusiasts, this property delivers exceptional opportunities. Established food plots planted in chicory, clover, and alfalfa are already in place alongside elevated insulated hunting blinds. The area has a strong history of trophy whitetail bucks, black bears, turkey, and abundant waterfowl activity. Maltrud Lake is widely recognized locally for attracting large numbers of migrating ducks and geese, offering outstanding waterfowl hunting right from your own shoreline. With approximately 900 feet of private lakeshore and no public access on the lake, you can enjoy peaceful days on the water with very limited outside pressure. The lake itself spans approximately 120 acres with depths around 8 feet, making it ideal for waterfowl hunting, kayaking, paddle boating, and leisurely pontoon rides. The property also includes a private boat landing, dock, and paddle boats. Whether enjoying a quiet sunset cruise, fishing, scouting ducks, or simply relaxing at the water’s edge, the setting offers an unmatched level of privacy and tranquility. Additional outdoor improvements include a private driveway, cleared building area for a future pole barn, shop, or guest cabin, and a power line easement area that could be utilized for larger food plots or gardening projects. The level lot allows for easy lake access with no steps to the water, making the shoreline easily accessible for all ages. One of the property’s greatest advantages is its location near hundreds of acres of public hunting land while still maintaining complete seclusion. Union Lake public access is located less than three miles away, giving owners convenient access to additional recreational opportunities throughout the Union Lake and Maple Lake area. Despite the secluded setting, the property remains within easy driving distance to nearby communities including Grand Forks, and Fargo-Moorhead. Whether you are searching for a private hunting retreat or year round lake home, this one checks alot of boxes

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2024
LevelsOne
Living area1,700 sqft
Above-grade finished1,700 sqft
Below-grade finished0 sqft
Lot size20 acres (660x1320)
Days on market127
ListedMay 25, 2026
MLS #NST7076938
CountyPolk
Parcel #270008400

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
In-Floor Heating
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 300 sqft
Parking features
Attached Garage, Finished Garage, Gravel, Heated Garage, Paved Lot
Patio & porch
Covered, Patio
Exterior features
Vinyl
View
Panoramic, West

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete, Frame
Foundation
Poured Concrete, Slab · 2,100 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2024

Utilities

Water
Drilled, Private, Well
Sewer
Private Sewer, Septic System Compliant - Yes
Fuel
Propane
Electric
200+ Amp Service

Community & HOA

HOA
No HOA
School district
599 - Fertile-Beltrami
High school district
Fertile-Beltrami

Financial & listing details

Annual tax
$2,599 (2026)
Tax with assessments
2934
Listed
May 25, 2026
Days on market
127
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementNone
HeatingIn-Floor Heating
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level
AppliancesCooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningEat In Kitchen, Informal Dining Room
AmenitiesCeiling Fan(s), Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Panoramic View, Security System, Boat Slip, Vaulted Ceiling(s)
AccessibilityNo Stairs Internal
Special features4 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Asphalt
FoundationPoured Concrete, Slab
Foundation area2,100 sqft
Patio/porchCovered, Patio
Lot featuresAdditional Land Available, Accessible Shoreline, Corner Lot, Suitable for Horses, Tillable, Tree Coverage - Heavy
Road frontageCounty Road
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Private, Well
SewerPrivate Sewer, Septic System Compliant - Yes
FuelPropane

Parking & garage

ParkingAttached Garage, Finished Garage, Gravel, Heated Garage, Paved Lot
Garage spaces2
Garage size300 sqft

Financial details

Annual taxes$2,599
Tax year2026
Taxes w/ assessments2934
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District599 - Fertile-Beltrami
District number599
District phone2189456933
High schoolFertile-Beltrami
SODL flat fee brokerage
$13,170Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,170

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,229/mo
Principal & interest$2,833
Property taxes$217
Home insurance (est.)$180
%
$107,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

18156 420th Street, Winger, MN, 56592

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Listing information

MLS #NST7076938
StatusActive
Last updatedAug 27, 2026, 10:41 AM
Originally listedMay 25, 2026, 5:33 AM
Listing officeWhitetail Properties Real Esta

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.