Listed at
$1,295,000
$351/sqft

18038 W Windigo Drive

18038 W Windigo Drive, Cass Lake, MN, 56633
5  Bedrooms4  Bathrooms3,686  Square Feet1.23  Acres
Days on market349
Year built1999
Garage spaces2
TypeResidential
Est. $35,850buyer credit when you buy with SODL
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About this home

Welcome to your lakefront escape on the beautiful Cass Lake Chain of Lakes! This expansive property features a 2-bedroom, 2 flex room, office, 2.5-bath main home with panoramic views of Cass Lake. Also includes a 3-bedroom, 1-bath guest quarters, all nestled on approximately 500 feet of private shoreline. Thoughtfully designed for both entertaining and everyday comfort, this one-story home with full basement and private guest quarters, offers serene lake views, flexible living space, and the perfect outdoor setup for making lifelong memories. The main home includes a spacious main-level master suite, additional rooms and a full bath on the lower level, a cozy wood-burning fireplace, and a dedicated home office ideal for remote work. The open-concept living and dining areas are filled with natural light and showcase beautiful views of the lake. Step outside onto the large wrap-around deck, perfect for relaxing, dining, and taking in panoramic views of the water and surrounding nature. Additional features include an attached garage, a stunning staircase leading down to the water, and a drivable path for easy lake access. The separate guest quarters provide three bedrooms and one full bathroom, making it perfect for visitors, extended family, or potential rental income. Situated on the coveted Cass Lake Chain of Lakes, this property offers some of the best fishing opportunities in the region—whether you’re casting from your private dock or heading out by boat to reel in walleye, northern pike, or bass. Outside, enjoy a generous yard and a lakeside fire pit area—ideal for evening gatherings, roasting marshmallows, or simply unwinding by the water. Whether you're looking for a full-time residence, seasonal retreat, or investment property, this Cass Lake gem offers space, privacy, and a true connection to lakefront living and premier fishing.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1999
LevelsOne
Living area3,686 sqft
Above-grade finished1,843 sqft
Below-grade finished1,843 sqft
Lot size1.23 acres (500x450x230)
Days on market349
ListedOct 14, 2025
MLS #NST6803957
CountyBeltrami
Parcel #460035700

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
3 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Electric Water Heater, Fuel Tank - Owned, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 22'8"x22'7" · 517 sqft
Parking features
Attached Garage, Garage Door Opener
View
Lake, Panoramic, South
Waterfront
Lake Front
Lot size
1.23 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
3,686 sqft
Roof
Asphalt
Year built
1999

Utilities

Water
Well
Sewer
Private Sewer
Fuel
Propane
Electric
200+ Amp Service

Community & HOA

HOA
No HOA
School district
Bemidji

Financial & listing details

Annual tax
$8,805.5 (2025)
Listed
Oct 14, 2025
Days on market
349 · 143 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths3
3/4 baths0
Half baths1
1/4 baths0
BasementBlock, Finished, Full, Storage Space, Sump Pump
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesDishwasher, Dryer, Electric Water Heater, Fuel Tank - Owned, Microwave, Range, Refrigerator, Washer
AmenitiesCeiling Fan(s), Deck, Dock, Main Floor Primary Bedroom, Panoramic View, Tile Floors, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

RoofAsphalt
Foundation area3,686 sqft
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer
FuelPropane

Parking & garage

ParkingAttached Garage, Garage Door Opener
Garage spaces2
Garage size517 sqft

Financial details

Annual taxes$8,805.5
Tax year2025
Taxes w/ assessments8805.5
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number1386
District phone2183333100
High schoolBemidji
SODL flat fee brokerage
$35,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $35,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$7,971/mo
Principal & interest$6,806
Property taxes$734
Home insurance (est.)$432
%
$259,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

18038 W Windigo Drive, Cass Lake, MN, 56633

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Listing information

MLS #NST6803957
StatusPending
Last updatedMar 6, 2026, 5:02 PM
Originally listedOct 14, 2025, 10:11 AM
Listing officeBemidji Property Management
Co-listing officeBemidji Property Management

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.