Listed at
$1,174,900
$311/sqft

18022 Urbank Street

18022 Urbank Street, Ham Lake, MN, 55304
4  Bedrooms3  Bathrooms3,781  Square Feet2.2  Acres
Days on market25
Year built2025
Garage spaces4
TypeResidential
Est. $32,247buyer credit when you buy with SODL
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About this home

Set on a beautiful 2.2-acre pond lot in Swedish Chapel Estates within the Blaine School District, this Lang Builders model home offers nearly 3,800 finished square feet of thoughtfully designed living space. The main level features a gourmet kitchen with custom white oak cabinetry, granite countertops, a large center island, and walk-in butler’s pantry with prep sink. The vaulted living room is highlighted by a stone fireplace with custom built-ins, while the main-level primary suite offers a spa-inspired bath, walk-in closet with built-in organization, and private laundry. A formal dining room, private office with vaulted tongue-and-groove cedar ceiling, spacious mudroom, and maintenance-free deck complete the main level. The finished walkout lower level is designed for entertaining with a large wet bar, expansive family room, second stone fireplace, three additional bedrooms, 3/4 bath, and second laundry room. An oversized insulated garage, Marvin windows, LP Smartboard siding, custom soft-close cabinetry, premium flooring, and high-end finishes throughout showcase the quality and craftsmanship Lang Builders is known for. Love the home but looking for a different lot or floor plan? Ask about additional available lots within Swedish Chapel Estates and other nearby developments, and start planning your custom Lang Builders home today!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2025
LevelsOne
Living area3,781 sqft
Above-grade finished2,044 sqft
Below-grade finished1,737 sqft
Lot size2.2 acres (380x434x79x276)
Days on market25
ListedSep 3, 2026
New constructionYes
MLS #NST7137434
CountyAnoka
Parcel #043223110014

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Exhaust Fan, Humidifier, Microwave, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Wall Oven, Water Softener Owned

Property

Levels / stories
One
Garage
4 spaces · 42x28 · 1,176 sqft
Parking features
Attached Garage, Asphalt, Floor Drain, Garage Door Opener, Insulated Garage
Patio & porch
Composite Decking, Covered, Deck, Front Porch, Patio
Exterior features
Stone, Engineered Wood, Vinyl
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete, Frame
Foundation
Poured Concrete · 2,044 sqft
Roof
Age 8 Years or Less, Asphalt
Builder
LANG BUILDERS INC

Utilities

Water
Private, Well
Sewer
Mound Septic, Private Sewer, Septic System Compliant - Yes
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

HOA
No HOA
School district
11 - Anoka-Hennepin
High school district
Anoka-Hennepin

Financial & listing details

Annual tax
$546 (2026)
Listed
Sep 3, 2026
Days on market
25 · 354 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementDrain Tiled, Finished, Full, Kitchenette, Storage Space, Sump Basket, Sump Pump, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryLaundry Closet, Lower Level, Laundry Room, Main Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Exhaust Fan, Humidifier, Microwave, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Wall Oven, Water Softener Owned
DiningInformal Dining Room
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Engineered Wood, Vinyl
RoofAge 8 Years or Less, Asphalt
FoundationPoured Concrete
Foundation area2,044 sqft
Patio/porchComposite Decking, Covered, Deck, Front Porch, Patio
Lot featuresIrregular Lot
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerMound Septic, Private Sewer, Septic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Floor Drain, Garage Door Opener, Insulated Garage
Garage spaces4
Garage size1,176 sqft

Financial details

Annual taxes$546
Tax year2026
Taxes w/ assessments546
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District11 - Anoka-Hennepin
District number11
District phone7635061000
High schoolAnoka-Hennepin
SODL flat fee brokerage
$32,247Estimated buyer credit
SODL platform fee $3,000Your buyer credit $32,247

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$6,612/mo
Principal & interest$6,175
Property taxes$46
Home insurance (est.)$392
%
$234,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

18022 Urbank Street, Ham Lake, MN, 55304

Listing information

MLS #NST7137434
StatusActive
Last updatedSep 8, 2026, 6:00 PM
Originally listedSep 3, 2026, 12:50 PM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.