Listed at
$684,900
$173/sqft

Jo Ray Estates

180 Joray Drive, Mankato, MN, 56001
5  Bedrooms4  Bathrooms3,962  Square Feet1.01  Acres
Days on market348
Year built1994
Garage spaces3
HOA / month$1,000
TypeResidential
Est. $17,547buyer credit when you buy with SODL
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About this home

As you drive into this subdivision and up to the house you will immediately feel the privacy of the area and the beautiful stateliness of the stucco and stone exterior. As you enter the massive front door, you are greeted by a two story high foyer and real wood floors. On your left is the den/office complete with large window and fireplace. On the right side of the foyer is the formal dining room. Continuing further into the home you will be welcomed by three rooms that are connected; the large eat-in kitchen with center island, tiled floor, tiled backsplash and stone countertops. Off the kitchen is a family room with a fireplace connected to a 4 season sunroom with access to the newly re-built deck with maintenance free deck boards. Enjoy your 1+ acre ravine lot from the deck. On the other side of the kitchen is a big mud room/laundry room with lots of storage. From this room you can access the 3 stall, heated garage with loads of storage. The 2nd floor features four generous sized bedrooms including the master suite with beautiful private bath and a vaulted ceiling. And that is not all. Walking down to the lower level you will find another family room with fireplace, a rec room, a fifth bedroom and another ¾ bath. There is extra storage as well. Surprise! There is also a walk out sliding door to the patio. Hi-efficiency 3 zone furnace, new tankless water heater, radon mitigation system and a reverse osmosis water system are also featured here. The owners also installed a new septic system in 2021 and new shingles were installed in 2022. This is a high quality home built in a quality neighborhood. We would love for you to come take a look at this wonderful home.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1994
LevelsTwo
Living area3,962 sqft
Above-grade finished2,712 sqft
Below-grade finished1,250 sqft
Lot size1.01 acres (Irregular)
Days on market348
ListedOct 12, 2025
MLS #NST6804894
CountyBlue Earth
SubdivisionJo Ray Estates
Parcel #R400432406011

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator

Property

Levels / stories
Two
Garage
3 spaces · 36x24 · 888 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener
Patio & porch
Deck, Patio, Porch
Lot size
1.01 acres
Lot dimensions
Irregular

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Frame
Foundation
1,606 sqft
Roof
Asphalt
Year built
1994

Utilities

Water
Shared System
Sewer
Private Sewer
Fuel
Natural Gas

Community & HOA

Subdivision
Jo Ray Estates
HOA
$1,000/annual
HOA name
Jeff Kaul
HOA phone
5073811133
HOA includes
Other, Snow Removal, Water
School district
Mankato

Financial & listing details

Annual tax
$5,872 (2025)
Listed
Oct 12, 2025
Days on market
348 · 3 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Finished, Full, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces3
AppliancesDishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator
DiningBreakfast Bar, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Natural Woodwork, Patio, Porch, Sauna, Skylight, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone

Exterior & lot

RoofAsphalt
Foundation area1,606 sqft
Patio/porchDeck, Patio, Porch
Lot featuresIrregular Lot
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceShared System
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener
Garage spaces3
Garage size888 sqft

Financial details

Annual taxes$5,872
Tax year2025
Taxes w/ assessments5872
Assessment pendingNo
HOA fee$1,000
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2262
District phone5073871868
High schoolMankato
SODL flat fee brokerage
$17,547Estimated buyer credit
SODL platform fee $3,000Your buyer credit $17,547

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,317/mo
Principal & interest$3,599
Property taxes$489
Home insurance (est.)$228
HOA fees$1,000
%
$136,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

180 Joray Drive, Mankato, MN, 56001

Listing information

MLS #NST6804894
StatusActive
Last updatedDec 30, 2025, 9:21 PM
Originally listedOct 15, 2025, 1:02 PM
Listing officeCentury 21 Atwood

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.