Does this property have an HOA?

Yes. The HOA fee is $77 per month.

What are the annual property taxes?

Annual property taxes are $5,294 (2026).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 13 days.

Pending

$539,950

$218/sqft

River Pointe

17754 54th Street NE, Otsego, MN, 55374

4 Bedrooms3 Bathrooms2,480 Square Feet0.2 Acres

Days on market13

Year built2022

Garage spaces3

HOA / month$77

TypeResidential

Est. $13,199buyer credit when you buy with SODL

About this home

Welcome to River Pointe and the stunning Sinclair floor plan! This impressive home offers 4 bedrooms, 3.5 baths, and makes a striking first impression with its formal entryway and spacious open-concept main level—perfect for both everyday living and entertaining. Enjoy a 3-car garage, lookout basement with serene private backyard views, and a cozy gas fireplace. River Pointe residents enjoy easy access to scenic trails and outdoor amenities such as a playground and tennis courts. Don’t miss your opportunity!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2022

LevelsTwo

Living area2,480 sqft

Above-grade finished2,480 sqft

Below-grade finished0 sqft

Lot size0.2 acres (TBD)

Days on market13

ListedFeb 4, 2026

MLS #NST7016591

CountyWright

SubdivisionRiver Pointe

Parcel #118333003100

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Humidifier, Microwave, Refrigerator

Property

Levels / stories: Two
Garage: 3 spaces · 688 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Front Porch
Lot size: 0.2 acres
Lot dimensions: TBD

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,096 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2022

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: River Pointe
HOA: $77/quarter
HOA name: Associa
HOA phone: 7632256400
HOA includes: Professional Mgmt
School district: Elk River

Financial & listing details

Annual tax: $5,294 (2026)
Tax with assessments: 0
Listed: Feb 4, 2026
Days on market: 13
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Unfinished

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryGas Dryer Hookup, Upper Level, Washer Hookup

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Humidifier, Microwave, Refrigerator

DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room

AmenitiesKitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Paneled Doors, Porch, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features2nd Floor Laundry, 3 BR on One Level, 4 BR on One Level, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less, Asphalt

Foundation area1,096 sqft

Patio/porchFront Porch

Lot featuresSod Included in Price

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces3

Garage size688 sqft

Financial details

Annual taxes$5,294

Tax year2026

Taxes w/ assessments0

Assessment pendingNo

HOA fee$77

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2241

District phone7632413400

High schoolElk River

SODL flat fee brokerage

$13,199Estimated buyer credit

SODL platform fee $3,000Your buyer credit $13,199

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,536/mo

Principal & interest$2,838

Property taxes$441

Home insurance (est.)$180

HOA fees$77

Down payment

$107,990

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.