Pending
$280,000
$124/sqft

Westwood Park Three

1766 Cottonwood Circle, Saint Cloud, MN, 56303
3  Bedrooms4  Bathrooms2,254  Square Feet0.78  Acres
Days on market13
Year built1985
Garage spaces2
TypeResidential
Est. $5,400buyer credit when you buy with SODL

About this home

This inviting home offers a comfortable blend of charm and function. The main floor features a welcoming living room alongside the kitchen and dining area, creating an easy flow for everyday life. Step through the patio doors onto the deck and enjoy seamless access to a large backyard—perfect for relaxing, entertaining, or soaking up the outdoors. The lower-level family room adds to the home’s cozy appeal with a wood-burning fireplace and bar area, ideal for quiet nights or casual gatherings. Unwind at the end of the day in the jetted tub or private sauna. Three generously sized bedrooms designed for rest and relaxation and three bathrooms thoughtfully placed throughout the home, there’s plenty of space for both privacy and functionality. There is an abundance of storage throughout the home.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1985
LevelsFour or More Level Split
Living area2,254 sqft
Above-grade finished1,254 sqft
Below-grade finished1,000 sqft
Lot size0.78 acres (40x160x203x33x214)
Days on market13
ListedJan 26, 2026
MLS #NST7012983
CountyStearns
SubdivisionWestwood Park Three
Parcel #82526290390

Facts & features

Interior

Bedrooms
3
Bathrooms
4
Bath breakdown
1 full / 1 3/4 / 1 half / 1 1/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Range, Refrigerator, Washer

Property

Levels / stories
Four or More Level Split
Garage
2 spaces · 561 sqft
Parking features
Attached Garage, Asphalt
Lot size
0.78 acres
Lot dimensions
40x160x203x33x214
Accessibility
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
1,254 sqft
Year built
1985

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas, Wood

Community & HOA

Subdivision
Westwood Park Three
HOA
No HOA
School district
St. Cloud

Financial & listing details

Annual tax
$2,952 (2025)
Listed
Jan 26, 2026
Days on market
13
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths1
3/4 baths1
Half baths1
1/4 baths1
BasementEgress Window(s), Finished, Full
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
AppliancesDishwasher, Range, Refrigerator, Washer
DiningEat In Kitchen
AmenitiesSauna
AccessibilityNone

Exterior & lot

Foundation area1,254 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas, Wood

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces2
Garage size561 sqft

Financial details

Annual taxes$2,952
Tax year2025
Taxes w/ assessments2952
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2249
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$5,400Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,400

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,811/mo
Principal & interest$1,472
Property taxes$246
Home insurance (est.)$93
%
$56,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1766 Cottonwood Circle, Saint Cloud, MN, 56303

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Listing information

MLS #NST7012983
StatusPending
Last updatedApr 9, 2026, 1:17 PM
Originally listedJan 29, 2026, 12:00 AM
Listing officePremier Real Estate Services
Co-listing officePremier Real Estate Services

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.