Pending
$699,000
$285/sqft

Crosstown Rolling Acres 3rd Add

17404 Terrace Road NE, Ham Lake, MN, 55304
4  Bedrooms3  Bathrooms2,456  Square Feet1.09  Acres
Days on market18
Year built2024
Garage spaces4
TypeResidential
Est. $17,970buyer credit when you buy with SODL

About this home

Welcome home to this stunning two-story located in Ham Lake, conveniently close to Hwy 65, shopping, and restaurants. Built in 2024 by TH Construction, this better-than new home sits on a spacious 1+ acre lot and features a welcoming front porch, a 4-car garage with built-in shelving, and over 2,400 finished square feet with an open, functional floor plan. The main level boasts a gorgeous kitchen showcasing classic white cabinetry, granite countertops, center island, tile backsplash, stainless steel appliances, and a walk-in pantry. The living room is anchored by a cozy stone gas fireplace, creating an inviting gathering space. There is also a flex room ideal for a home office. Upstairs you’ll find four bedrooms, including a spacious primary suite with walk-in closet and private en-suite featuring a double vanity and tiled walk-in shower, plus upstairs laundry and closet organizers in every bedroom. Enjoy all the extras already completed for you—landscaping, in-ground irrigation, fully fenced backyard, raised garden beds, 10x20 shed, maintenance-free deck, wider driveway, LVP flooring on the main level, window treatments, washer and dryer, iron filter, water softener, Wi-Fi door locks, security cameras, and doorbell. The unfinished basement offers 8-foot ceilings and additional square footage, providing a fantastic opportunity to finish and make it your own. A rare opportunity to own a move-in-ready home with acreage and upgrades already done!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2024
LevelsTwo
Living area2,456 sqft
Above-grade finished2,456 sqft
Below-grade finished0 sqft
Lot size1.09 acres (SE200*200)
Days on market18
ListedJan 27, 2026
MLS #NST7009400
CountyAnoka
SubdivisionCrosstown Rolling Acres 3rd Add
Parcel #063223430021

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Chandelier, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
4 spaces · 25x38 · 950 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener, Storage
Patio & porch
Deck, Front Porch
Pool
None
Fencing
Chain Link, Full

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,212 sqft
Roof
Age 8 Years or Less, Pitched
Year built
2024

Utilities

Water
Well
Sewer
Private Sewer
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Crosstown Rolling Acres 3rd Add
HOA
No HOA
School district
Anoka-Hennepin

Financial & listing details

Annual tax
$4,906.52 (2026)
Listed
Jan 27, 2026
Days on market
18
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementEgress Window(s), Full, Concrete, Storage Space, Sump Pump, Unfinished
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Chandelier, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningInformal Dining Room, Kitchen/Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Primary Bedroom Walk-In Closet, Paneled Doors, Porch, Security System, In-Ground Sprinkler, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features2nd Floor Laundry, 4 BR on One Level, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less, Pitched
Foundation area1,212 sqft
Patio/porchDeck, Front Porch
Lot featuresTree Coverage - Light
Road frontagePaved Streets
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Storage
Garage spaces4
Garage size950 sqft

Financial details

Annual taxes$4,906.52
Tax year2026
Taxes w/ assessments4906.52
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number663
District phone7635061000
High schoolAnoka-Hennepin
SODL flat fee brokerage
$17,970Estimated buyer credit
SODL platform fee $3,000Your buyer credit $17,970

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,315/mo
Principal & interest$3,674
Property taxes$409
Home insurance (est.)$233
%
$139,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

17404 Terrace Road NE, Ham Lake, MN, 55304

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Listing information

MLS #NST7009400
StatusPending
Last updatedFeb 17, 2026, 8:04 PM
Originally listedJan 30, 2026, 12:00 AM
Listing officeRE/MAX Results
Co-listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.