Sold / Closed
$365,000

Sold price · Closed Jul 17, 2026

$209/sqft

Mcnees Garden Acres

1740 Florence Street, White Bear Lake, MN, 55110
3  Bedrooms2  Bathrooms1,725  Square Feet0.205  Acres
Days on market8
Year built1976
Garage spaces2
TypeResidential
Est. $7,800buyer credit when you buy with SODL

About this home

Well-maintained home with thoughtful updates in prime White Bear Lake location! BRAND NEW ROOF INSTALLED, INSULATION ADDED IN ATTIC, AND ADDITIONAL UPDATES MADE DURING TNAS PERIOD, JUNE, 2026. Bright and spacious living room flows into updated kitchen with granite countertops. Brand new stove. Upper level features 2 bedrooms and full bath, while lower level includes additional bedroom, 3/4 bath, family room, and office/flex space. Dining area walks out to beautiful two-level deck overlooking oversized backyard with mature trees. Recent luxury vinyl plank flooring adds stylish durability to the upper level. Nest thermostat and Nest doorbell included. Enjoy easy access to nearby restaurants, shopping, parks, and all the amenities of downtown White Bear Lake!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1976
LevelsSplit Entry (Bi-Level)
Living area1,725 sqft
Above-grade finished970 sqft
Below-grade finished755 sqft
Lot size0.205 acres (69x130)
Days on market8
ListedMay 22, 2026
MLS #NST7027982
CountyRamsey
SubdivisionMcnees Garden Acres
Parcel #153022440052

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 24.6x22.3 · 548 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Patio & porch
Deck
Exterior features
Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Concrete, Frame
Foundation
Block · 970 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1976

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision
Mcnees Garden Acres
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$4,943.72 (2026)
Tax with assessments
5018
Listed
May 22, 2026
Days on market
8
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementDrain Tiled, Finished, Full
HeatingForced Air
CoolingCentral Air
LaundryGas Dryer Hookup, Lower Level, Washer Hookup
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
DiningInformal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationBlock
Foundation area970 sqft
Patio/porchDeck
Road frontageCity Street, Curbs, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces2
Garage size548 sqft

Financial details

Annual taxes$4,943.72
Tax year2026
Taxes w/ assessments5018
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$7,800Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,800

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,424/mo
Principal & interest$1,892
Property taxes$412
Home insurance (est.)$120
%
$72,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1740 Florence Street, White Bear Lake, MN, 55110

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Listing information

MLS #NST7027982
StatusClosed
Last updatedJul 17, 2026, 5:53 PM
Originally listedMay 28, 2026, 12:00 AM
Listing officeEdina Realty, Inc.
Co-listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.