Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $890 (2025).

How long has this property been on the market?

This property has been listed for 234 days.

Listed at

$127,500

$80/sqft

Village/Cottonwood

174 E Main Street, Cottonwood, MN, 56229

3 Bedrooms1 Bathroom1,589 Square Feet0.201 Acres

Days on market234

Year built1931

ParkingNone

TypeResidential

Est. $825buyer credit when you buy with SODL

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About this home

A classic, stylish 3 bedroom home with character, featuring hardwood floors and custom built-in's. This home's layout is beautifully balanced, offering 3 bedrooms and a bathroom upstairs, and a generously sized living room, separate dining room and kitchen on the main floor. This property is situated on a large corner lot on East Main St. in Cottonwood and features a garden shed for extra storage.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1931

LevelsTwo

Living area1,589 sqft

Above-grade finished1,589 sqft

Below-grade finished0 sqft

Lot size0.201 acres (62.5x140)

Days on market234

ListedFeb 6, 2026

MLS #NST7016822

CountyLyon

SubdivisionVillage/Cottonwood

Parcel #221000320

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Basement: Full, Sump Pump, Unfinished · 0 sqft finished

Property

Levels / stories: Two
Parking features: None
Lot size: 0.201 acres
Lot dimensions: 62.5x140
Lot features: Corner Lot
Accessibility: None

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 796 sqft
Roof: Asphalt
Year built: 1931

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 150 Amp Service

Community & HOA

Subdivision: Village/Cottonwood
HOA: No HOA
School district: Lakeview

Financial & listing details

Annual tax: $890 (2025)
Listed: Feb 6, 2026
Days on market: 234 · 11 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementFull, Sump Pump, Unfinished

HeatingForced Air

CoolingCentral Air

DiningSeparate/Formal Dining Room

AccessibilityNone

Exterior & lot

RoofAsphalt

Foundation area796 sqft

Lot featuresCorner Lot

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingNone

Garage spaces0

Financial details

Annual taxes$890

Tax year2025

Taxes w/ assessments890

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1057

District phone5074235164

High schoolLakeview

SODL flat fee brokerage

$825Estimated buyer credit

SODL platform fee $3,000Your buyer credit $825

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$787/mo

Principal & interest$670

Property taxes$74

Home insurance (est.)$43

Down payment

$25,500

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.