Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,125 (2026).

What school district is this property in?

This property is in the 15 - St. Francis school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 298 days.

Listed at

$499,000

$164/sqft

17295 Ward Lake Drive NW

17295 Ward Lake Drive NW, Andover, MN, 55304

4 Bedrooms4 Bathrooms3,047 Square Feet13.15 Acres

Days on market298

Year built1991

Garage spaces2

TypeResidential

Est. $11,970buyer credit when you buy with SODL

Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Enjoy close in Country Living on 13 acres overlooking Ward Lake. Featuring a walk-out, two story home with 4 bedrooms, 3.5 baths and owner suite with vaulted ceilings. Three bedrooms on upper level and lower level 4th bedroom. Many improvements including kitchen quartz tops, SS appliances, newer flooring and lighting. Heated and insulated garage. Enjoy equestrian possibilities with 3 fenced pastures and more! Enjoy the wildlife and sunning views on this country retreat!

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built1991

LevelsTwo

Living area3,047 sqft

Above-grade finished2,082 sqft

Below-grade finished965 sqft

Lot size13.15 acres (417x1117x446x858x327)

Days on market298

ListedDec 5, 2025

MLS #NST6824546

CountyAnoka

Parcel #023224440008

Facts & features

Interior

Bedrooms: 4
Bathrooms: 4
Bath breakdown: 2 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Electric Water Heater, Fuel Tank - Rented, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 22x22 · 484 sqft
Parking features: Attached Garage, Carport, Gravel, Concrete, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch: Deck
Exterior features: Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,340 sqft
Roof: Age Over 8 Years, Asphalt, Pitched
Year built: 1991

Utilities

Water: Private, Well
Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Propane
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: 15 - St. Francis
High school district: St. Francis

Financial & listing details

Annual tax: $4,125 (2026)
Listed: Dec 5, 2025
Days on market: 298 · 71 cumulative
Special listing conditions: Short Sale
Short sale potential: Yes
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths2

3/4 baths1

Half baths1

1/4 baths0

BasementBlock, Drain Tiled, Egress Window(s), Finished, Full, Sump Pump, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Main Level, Washer Hookup

AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Electric Water Heater, Fuel Tank - Rented, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Water Softener Owned

DiningBreakfast Bar, Eat In Kitchen, Kitchen/Dining Room

AmenitiesDeck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Panoramic View

AccessibilityNone

Special features3 BR on One Level, Main Floor Laundry

Exterior & lot

ExteriorWood

RoofAge Over 8 Years, Asphalt, Pitched

FoundationBlock

Foundation area1,340 sqft

Patio/porchDeck

Lot featuresTree Coverage - Heavy, Underground Utilities

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well

SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field

FuelPropane

Parking & garage

ParkingAttached Garage, Carport, Gravel, Concrete, Garage Door Opener, Heated Garage, Insulated Garage

Garage spaces2

Garage size484 sqft

Financial details

Annual taxes$4,125

Tax year2026

Taxes w/ assessments4125

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleYes

ForeclosureNo

Schools

District15 - St. Francis

District number15

District phone7637537040

High schoolSt. Francis

SODL flat fee brokerage

$11,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,133/mo

Principal & interest$2,622

Property taxes$344

Home insurance (est.)$166

Down payment

$99,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.