Listed at
$849,900
$384/sqft

Malone Island Estates

1725 White Cloud Drive, Isle, MN, 56342
4  Bedrooms3  Bathrooms2,214  Square Feet0.255  Acres
Days on market186
Year built1978
Garage spaces2
TypeResidential
Est. $22,497buyer credit when you buy with SODL
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About this home

What does a truly turnkey lake home on Mille Lacs Lake look like in 2026? It looks like 1725 White Cloud Drive. Located on Malone Island in Isle, Minnesota, this fully renovated lakefront home answers what today’s buyers are searching for: a property that delivers modern updates, reliable systems, strong rental potential, and immediate lake access—without the typical renovation headaches. This four-bedroom, three-bathroom home offers 2,214 square feet of reimagined living space, paired with 71 feet of private shoreline and a walkout lower level that leads to a gentle, usable lakeshore—ideal for swimming, boating, and everyday lake living. Inside, the home has been thoughtfully redesigned to maximize light, flow, and functionality. Buyers looking for a modern lake house with open living spaces will appreciate the updated layout, new kitchen, refreshed bathrooms, and two gas fireplaces that create a comfortable, year-round retreat. Large windows frame panoramic lake views, while the expansive balcony provides a front-row seat to life on Mille Lacs Lake. What sets this property apart—and what many buyers specifically ask about—is peace of mind. This home delivers it. With nearly $500,000 invested into renovations, nearly every major component has been addressed, including updated electrical, plumbing, insulation, windows, siding, and mechanical systems. Most importantly, a brand-new roof was installed in Fall 2025, eliminating one of the most common concerns buyers have when purchasing lakefront property. For those searching for a lake home with Airbnb or short-term rental income potential, this property stands out. It has a proven rental history and the flexibility to function as both a personal retreat and an income-producing asset—something increasingly important in today’s market. The location answers another key buyer question: “How close is it to the Twin Cities, and does it still feel like a getaway?” Malone Island offers that balance—accessible for weekend trips, yet private enough to feel removed from the pace of everyday life. This is not just another lake home for sale on Mille Lacs. It’s a fully upgraded, income-capable, move-in-ready waterfront property designed for how people want to live, invest, and relax today. If you’ve been searching for a lake home that checks all the boxes—location, updates, shoreline, and long-term value—you’ve likely just found it.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1978
LevelsOne and One Half
Living area2,214 sqft
Above-grade finished1,314 sqft
Below-grade finished900 sqft
Lot size0.255 acres (71x128)
Days on market186
ListedMar 23, 2026
MLS #NST7040656
CountyMille Lacs
SubdivisionMalone Island Estates
Parcel #205600310

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
3 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One and One Half
Garage
2 spaces · 31x24 · 744 sqft
Parking features
Detached Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Composite Decking, Deck, Patio, Wrap Around
Pool
None
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
900 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1978

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Malone Island Estates
HOA
No HOA
School district
Isle

Financial & listing details

Annual tax
$7,204 (2025)
Listed
Mar 23, 2026
Days on market
186 · 250 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths0
3/4 baths3
Half baths0
1/4 baths0
BasementFinished, Full, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryIn Basement, Lower Level, Laundry Room, Sink
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningLiving/Dining Room
AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Panoramic View
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom, Renovated

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area900 sqft
Patio/porchComposite Decking, Deck, Patio, Wrap Around
Lot featuresAccessible Shoreline, Island/Peninsula, Tree Coverage - Medium
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces2
Garage size744 sqft

Financial details

Annual taxes$7,204
Tax year2025
Taxes w/ assessments7204
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number1771
District phone3206763146
High schoolIsle
SODL flat fee brokerage
$22,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $22,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,350/mo
Principal & interest$4,467
Property taxes$600
Home insurance (est.)$283
%
$169,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1725 White Cloud Drive, Isle, MN, 56342

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Listing information

MLS #NST7040656
StatusPending
Last updatedApr 7, 2026, 6:38 PM
Originally listedMar 27, 2026, 12:00 AM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.