16401 Cottage Hill Road
Pick a date to request a showing
Cancel anytime, free.
About this home
Enjoy this classic "Up North" cabin on highly desirable Bay Lake, situated on a cul-de-sac road serving only two other properties. Gather around the fire pit and enjoy a great view of your virtually private bay or enjoy your evening in the three-season lakeside porch. This year-round cabin offers 3 bedrooms and 2 baths and an open concept for the living room, dining room and kitchen. There is beautiful tongue and groove woodwork throughout the premises with a large master suite for the owners. A large side deck provides a wonderful view of the bay and access to the oversized garage which includes a heated workshop. This property sits on a quiet bay on the West side of the lake and is only minutes away from golf, dinning and shopping at Ruttger's Bay Lake Resort. A small convenience store and gas dock are also close by. This fully furnished property, along with approximately 3 acres of land on the other side of Highway #6, is ready for your immediate use and enjoyment so make plans to see all that it has to offer today.
Contact us
Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Bath breakdown
- 2 3/4
- Heating
- Forced Air, Fireplace(s)
- Cooling
- None
- Appliances
- Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
Property
- Levels / stories
- One
- Garage
- 4 spaces · 42 X 28 · 1,176 sqft
- Parking features
- Detached Garage, Gravel
- Patio & porch
- Deck, Front Porch
- Exterior features
- Wood
- Fencing
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block · 1,744 sqft
- Roof
- Asphalt
- Year built
- 1972
Utilities
- Water
- Drilled, Well
- Sewer
- Septic System Compliant - Yes, Tank with Drainage Field
- Fuel
- Propane
Community & HOA
- HOA
- No HOA
- School district
- 182 - Crosby-Ironton
- High school district
- Crosby-Ironton
Financial & listing details
- Annual tax
- $3,860 (2026)
- Listed
- Jun 21, 2026
- Days on market
- 98 · 1 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
16401 Cottage Hill Road, Deerwood, MN, 56444
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
