Sold / Closed
$415,000

Sold price · Closed Jul 17, 2026

$261/sqft

16223 Oster Point Road

16223 Oster Point Road, Cold Spring, MN, 56320
3  Bedrooms3  Bathrooms1,644  Square Feet0.38  Acres
Days on market11
Year built1961
Garage spaces1
TypeResidential
Est. $9,897buyer credit when you buy with SODL

About this home

Affordable Horseshoe Chain of Lakes home! Amazing waterfront views and nearly 3,000 acres of boating, fishing, and water fun out your back door. This would be the perfect year-round cabin or home. Located just 60-90 minutes north of the Twin Cities. Fourteen connected lakes that stretch for miles! Lakeside dining, 2-18 hole golf courses and a local brewery are waiting for you to start making memories. This property has a gentle elevation with SW views across the lake and a boat house with lots of potential. Maintenance free siding and a garage for the lake toys! Just a short walk or bike ride into Cold Spring, makes this one of the most desirable locations on the Chain of Lakes! Ready for you to add your personal touches. Hurry, and enjoy the lake this Summer!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1961
LevelsOne
Living area1,644 sqft
Above-grade finished1,644 sqft
Below-grade finished0 sqft
Lot size0.38 acres (114x248x68x320)
Days on market11
ListedJun 8, 2026
MLS #NST7089369
CountyStearns
Parcel #36245930022

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
None
Appliances
Dryer, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
1 space · 16x20 · 320 sqft
Parking features
Detached Garage
Patio & porch
Patio
Exterior features
Vinyl
Other structures
Boat House

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,644 sqft
Roof
Age Over 8 Years
Year built
1961

Utilities

Water
Well
Sewer
Private Sewer, Tank with Drainage Field
Fuel
Natural Gas
Electric
100 Amp Service

Community & HOA

HOA
No HOA
School district
750 - Rocori
High school district
Rocori

Financial & listing details

Annual tax
$2,950 (2026)
Listed
Jun 8, 2026
Days on market
11
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Full, Unfinished
HeatingForced Air
CoolingNone
Fireplaces1
LaundryLower Level
AppliancesDryer, Range, Refrigerator, Washer
DiningInformal Dining Room
AmenitiesDock, Patio
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorVinyl
RoofAge Over 8 Years
FoundationBlock
Foundation area1,644 sqft
Patio/porchPatio
Lot featuresTree Coverage - Medium
Road frontagePaved Streets, Township
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer, Tank with Drainage Field
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces1
Garage size320 sqft

Financial details

Annual taxes$2,950
Tax year2026
Taxes w/ assessments2950
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District750 - Rocori
District number750
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$9,897Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,897

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,648/mo
Principal & interest$2,259
Property taxes$246
Home insurance (est.)$143
%
$85,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

16223 Oster Point Road, Cold Spring, MN, 56320

Listing information

MLS #NST7089369
StatusClosed
Last updatedJul 22, 2026, 4:06 PM
Originally listedJun 10, 2026, 5:55 PM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.