Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,657 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 78 days.

Listed at

$233,000

$115/sqft

Royal Oaks

1614 12th Avenue, Saint Cloud, MN, 56304

4 Bedrooms2 Bathrooms2,022 Square Feet0.2 Acres

Days on market78

Year built1973

Garage spaces2

TypeResidential

Est. $3,990buyer credit when you buy with SODL

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About this home

Here's a solid and affordable 4 bed, 2 bath home in a quiet, convenient Southeast St. Cloud neighborhood. You'll find over 2,000 finished square feet with 3 bedrooms on the main level, some updated flooring, fixtures, trim, paint, and a spacious lower-level family room with a 4th bedroom. Enjoy the fenced yard, concrete patio, outdoor wood fireplace, and storage shed—perfect for relaxing or entertaining. Complete with a heated 2-stall tuck-under garage. The basement is also stubbed for an additional bathroom for more added value. Build equity with your personal touches on this one.

View this property at

Date

Aug 27, 2026

Time

10pm – 11:30pm

Address

1614 12th Avenue, Saint Cloud, MN, 56304

Listed By: Agency North Real Estate, Inc • NST7108500 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1973

LevelsSplit Entry (Bi-Level)

Living area2,022 sqft

Above-grade finished1,496 sqft

Below-grade finished526 sqft

Lot size0.2 acres (67x130)

Days on market78

ListedJul 13, 2026

MLS #NST7108500

CountySherburne

SubdivisionRoyal Oaks

Parcel #85004100210

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Dishwasher, Dryer, Refrigerator, Wall Oven, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 598 sqft
Parking features: Attached Garage, Heated Garage, Tuckunder Garage
Patio & porch: Patio
Exterior features: Cement Board
Fencing: Chain Link

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,496 sqft
Roof: Asphalt
Year built: 1973

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric, Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Royal Oaks
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,657 (2025)
Tax with assessments: 4394
Listed: Jul 13, 2026
Days on market: 78 · 24 cumulative
Special listing conditions: Short Sale
Short sale potential: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Finished

HeatingForced Air

CoolingCentral Air

LaundryUpper Level

AppliancesCooktop, Dishwasher, Dryer, Refrigerator, Wall Oven, Washer

DiningInformal Dining Room

AmenitiesKitchen Window, Patio, Paneled Doors, Tile Floors

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

ExteriorCement Board

RoofAsphalt

FoundationBlock

Foundation area1,496 sqft

Patio/porchPatio

Lot featuresTree Coverage - Medium

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Heated Garage, Tuckunder Garage

Garage spaces2

Garage size598 sqft

Financial details

Annual taxes$2,657

Tax year2025

Taxes w/ assessments4394

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleYes

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$3,990Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,990

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,524/mo

Principal & interest$1,225

Property taxes$221

Home insurance (est.)$78

Down payment

$46,600

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.