Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,128 (2025).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 360 days.

No photos available

Listed at

$309,900

$323/sqft

16099 Twilight Road

16099 Twilight Road, Onamia, MN, 56359

2 Bedrooms1 Bathroom960 Square Feet0.4 Acres

Days on market360

Year built1965

Garage spaces1

TypeResidential

Est. $6,297buyer credit when you buy with SODL

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About this home

Enjoy year-round fun on Mille Lacs Lake in this 2BR/1BA home with stunning lake views. Features include an open living/dining area with picture window, cove ceilings, and a well-designed kitchen with peninsula. A breezeway connects to the attached garage, backyard, and storage, plus an 8x8 shed and 4x8 fish cleaning station with water and electric. Your own private harbor protects your boat and makes seasonal dock/lift removal a thing of the past. Level lakefront yard is ideal for gatherings, games, or relaxing. Endless recreation awaits—boating, fishing, swimming, and more—with Kathio State Park, trails, golf, dining, and entertainment nearby. Schedule your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1965

LevelsOne

Living area960 sqft

Above-grade finished960 sqft

Below-grade finished0 sqft

Lot size0.4 acres (irregular)

Days on market360

ListedOct 2, 2025

MLS #NST6797336

CountyMille Lacs

Parcel #090040400

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: None
Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator

Property

Levels / stories: One
Garage: 1 space · 14x22 · 314 sqft
Parking features: Attached Garage, Gravel
Other structures: Other, Storage Shed
Waterfront: Lake Front
Lot size: 0.4 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Frame
Foundation: 960 sqft
Year built: 1965

Utilities

Water: 4-Inch Submersible
Sewer: Holding Tank, Mound Septic
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: Onamia

Financial & listing details

Annual tax: $2,128 (2025)
Listed: Oct 2, 2025
Days on market: 360 · 185 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space

HeatingForced Air

CoolingNone

AppliancesDishwasher, Gas Water Heater, Microwave, Range, Refrigerator

DiningLiving/Dining Room

AmenitiesDock, Kitchen Window, Main Floor Primary Bedroom, Boat Slip

AccessibilityNo Stairs Internal

Exterior & lot

Foundation area960 sqft

Lot featuresAccessible Shoreline, Irregular Lot, Property Adjoins Public Land, Tree Coverage - Light

Road frontageCounty Road, Paved Streets

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water source4-Inch Submersible

SewerHolding Tank, Mound Septic

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Gravel

Garage spaces1

Garage size314 sqft

Financial details

Annual taxes$2,128

Tax year2025

Taxes w/ assessments2128

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1792

District phone3205324174

High schoolOnamia

SODL flat fee brokerage

$6,297Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,297

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,909/mo

Principal & interest$1,629

Property taxes$177

Home insurance (est.)$103

Down payment

$61,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.