Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $668 (2026).

What school district is this property in?

This property is in the 750 - Rocori school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 4 days.

Listed at

$409,500

$144/sqft

Granite Ledge 4

1609 3rd Street, Cold Spring, MN, 56320

5 Bedrooms3 Bathrooms2,834 Square Feet0.225 Acres

Days on market4

Year built2026

Garage spaces3

TypeResidential

Est. $9,285buyer credit when you buy with SODL

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About this home

This brand new 5 bedroom, 3 bathroom, 2-car garage home features an open floor plan and a vaulted ceiling in the living, dining, and kitchen. The kitchen boasts laminate floors, dark cabinets, an island, pantry, granite countertops, and upgraded stainless steel appliances. The owners suite includes a private bathroom. The finished walk out lower level offers a family room, two additional bedrooms, and a full bathroom. The property is perfect for those who are looking for a brand new home with plenty of space and modern features. Don't miss your chance to own this fantastic property!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2026

LevelsSplit Entry (Bi-Level)

Living area2,834 sqft

Above-grade finished1,473 sqft

Below-grade finished1,361 sqft

Lot size0.225 acres (75x132)

Days on market4

ListedSep 24, 2026

MLS #NST7147944

CountyStearns

SubdivisionGranite Ledge 4

Parcel #48294010249

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 29x24 · 696 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener, Insulated Garage
Exterior features: Stone, Fiber Board, Metal, Shakes, Vinyl
Pool: None
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete, Frame
Foundation: Poured Concrete · 1,473 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Builder: CRAFTSMAN CUSTOM HOMES INC

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Granite Ledge 4
HOA: No HOA
School district: 750 - Rocori
High school district: Rocori

Financial & listing details

Annual tax: $668 (2026)
Listed: Sep 24, 2026
Days on market: 4
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Finished, Full, Sump Basket, Sump Pump

HeatingForced Air

CoolingCentral Air

LaundryGas Dryer Hookup, Lower Level, Washer Hookup

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Microwave, Range, Refrigerator, Stainless Steel Appliances

DiningInformal Dining Room, Living/Dining Room

AmenitiesHardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

ExteriorStone, Fiber Board, Metal, Shakes, Vinyl

RoofAge 8 Years or Less, Asphalt, Pitched

FoundationPoured Concrete

Foundation area1,473 sqft

Road frontageCity Street, Curbs, Paved Streets, Street Lights, Storm Sewer

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Insulated Garage

Garage spaces3

Garage size696 sqft

Financial details

Annual taxes$668

Tax year2026

Taxes w/ assessments668

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District750 - Rocori

District number750

District phone3206854901

High schoolRocori

SODL flat fee brokerage

$9,285Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,285

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,344/mo

Principal & interest$2,152

Property taxes$56

Home insurance (est.)$137

Down payment

$81,900

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.