Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,888 (2026).

What school district is this property in?

This property is in the 241 - Albert Lea school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 69 days.

Listed at

$299,900

$188/sqft

Ridgewood Park Third Sub

1609 Garfield Avenue, Albert Lea, MN, 56007

3 Bedrooms2 Bathrooms1,596 Square Feet0.228 Acres

Days on market69

Year built1979

Garage spaces2

TypeResidential

Est. $5,997buyer credit when you buy with SODL

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About this home

This lovely home is a clean oasis with an amazing getaway of a backyard connected to a beautiful city park. You'll appreciate the 3 bedrooms and 2 bathrooms and all of the space in this well kept home but you're going to love the garage and the back yard! With two family / living spaces this home has plenty of space for everyone but if you need to get everyone together the great room layout on the upper level with a gorgeous kitchen island is the perfect spot for that! The amazing fenced-in back yard has a custom patio, fire pit, storage shed and a lot of space to relax. Work can wait, start a fire in the fire pit and enjoy! This home has been well taken care of and has seen many updates making it a very efficient and easier to maintain home. This is that perfect place you hope your buddy buys if you're not currently house hunting yourself. If you are, get this before its gone!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1979

LevelsSplit Entry (Bi-Level)

Living area1,596 sqft

Above-grade finished848 sqft

Below-grade finished748 sqft

Lot size0.228 acres (70x154x59x154)

Days on market69

ListedJun 4, 2026

MLS #NST7087331

CountyFreeborn

SubdivisionRidgewood Park Third Sub

Parcel #342510220

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 20x22 · 496 sqft
Parking features: Attached Garage, Concrete
Patio & porch: Patio
Exterior features: Vinyl
Fencing: Full, Other, Privacy, Vinyl

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 848 sqft
Roof: Age Over 8 Years
Year built: 1979

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Ridgewood Park Third Sub
HOA: No HOA
School district: 241 - Albert Lea
High school district: Albert Lea

Financial & listing details

Annual tax: $2,888 (2026)
Tax with assessments: 2958
Listed: Jun 4, 2026
Days on market: 69 · 21 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Full

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningEat In Kitchen

AmenitiesHardwood Floors, Kitchen Center Island, Patio

AccessibilityNone

Special featuresRehabbed, Renovated

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years

FoundationBlock

Foundation area848 sqft

Patio/porchPatio

Lot featuresIrregular Lot, Tree Coverage - Medium

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size496 sqft

Financial details

Annual taxes$2,888

Tax year2026

Taxes w/ assessments2958

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District241 - Albert Lea

District number241

District phone5073794800

High schoolAlbert Lea

SODL flat fee brokerage

$5,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,917/mo

Principal & interest$1,576

Property taxes$241

Home insurance (est.)$100

Down payment

$59,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.