Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,738 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 8 days.

Pending

$155,000

$176/sqft

Sprucewood Add

1606 10th Avenue S, Saint Cloud, MN, 56301

2 Bedrooms2 Bathrooms879 Square Feet0.18 Acres

Days on market8

Year built1946

Garage spaces1

TypeResidential

Est. $1,650buyer credit when you buy with SODL

About this home

Charming Rambler has plenty to offer. This inviting property features two main-floor bedrooms, walk-in closets, beautiful hardwood floors, spacious living room w natural sunlight, comfortable dining room, functional kitchen w convenient pantry. The unfinished basement provides plenty of opportunity to add additional living space & finish it to your liking. Step outside, the mature trees add to the charm and privacy of the yard. A wonderful home with room to make it your own. Newer windows, Central air (2020), Furnace (2020), Water heater(2008).

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1946

LevelsOne

Living area879 sqft

Above-grade finished879 sqft

Below-grade finished0 sqft

Lot size0.18 acres (140x56x143x56)

Days on market8

ListedSep 14, 2026

MLS #NST7139268

CountyStearns

SubdivisionSprucewood Add

Parcel #82510200000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 1 space · 12x20 · 240 sqft
Parking features: Detached Garage, Asphalt, Garage Door Opener
Exterior features: Fiber Board
Other structures: Garage(s)
Lot size: 0.18 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Brick/Mortar · 879 sqft
Roof: Age Over 8 Years
Year built: 1946

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Sprucewood Add
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $1,738 (2026)
Listed: Sep 14, 2026
Days on market: 8
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

DiningLiving/Dining Room

AmenitiesKitchen Window, Natural Woodwork, Washer/Dryer Hookup, Wet Bar, Walk-In Closet

AccessibilityNone

Exterior & lot

ExteriorFiber Board

RoofAge Over 8 Years

FoundationBrick/Mortar

Foundation area879 sqft

Lot featuresTree Coverage - Medium

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener

Garage spaces1

Garage size240 sqft

Financial details

Annual taxes$1,738

Tax year2026

Taxes w/ assessments1738

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$1,650Estimated buyer credit

SODL platform fee $3,000Your buyer credit $1,650

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,011/mo

Principal & interest$815

Property taxes$145

Home insurance (est.)$52

Down payment

$31,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.